26 posts shown.
Joshua Chavez said:Give Bank of America a shot because they offer Mastercard options if you provide a security deposit; for instance, you put down $1,000 as collateral and walk away with a card that has a $1,000 limit. That deposit stays sitting there permanently while you just pay off your bills as they come due, meaning they don't actually touch your deposit to cover expenses—you're basically acting as your own lender, except you're still handing the bank interest and monthly fees for the privilege. 😁 You’ll find something similar at Wells Fargo, though their ratio of deposit to credit limit is usually much worse. Of course, there’s absolutely no guarantee they’ll approve you regardless of how much cash you're willing to lock up, so just go try.
It's fundamentally the same logic as those secured loans where you park a $10,000 deposit just to borrow $9,000 and then hand over interest payments on top of everything else.
😵😵😵😵😵😵😵😵
I’ve bought software online more times than I can count, always paying with either American Express or Mastercard, and honestly, I’ve never run into a single issue.
As for that Amex Blue reader thing, it was nothing but a massive headache for zero payoff; at the end of the day, those readers just pull the data straight from the chip anyway, so it’s not like they’re adding some magical layer of security that wasn't already there.
Besides, if you want things to actually work, Mastercard and Visa are everywhere online, whereas Amex is okay but still a bit hit-or-miss, and as for Diners Club, nobody seems to take it—at least not in my experience, unless you're dealing with some small local business.
At the end of the day, Best Buy isn't the actual issue here, it’s just that we live in a country where a guy like Best Buy is even allowed to exist in the first place.
The absolute tragedy here is that neither the IRS nor any consumer protection agency even provides a functional email address where you could actually send a complaint.
I honestly can't wrap my head around how Walmart has the audacity to put a sign like that up in the first place, because if I ever dared to hang something similar in my own shop... well, let's just say I wouldn't be around to see the reaction.
Oh yeah, I missed one more sign:
"Think twice about where you spend your money—shop at American retail centers"
They just forgot to mention the part about—IMPORTED GOODS.
I might as well bring up the one thing that’s been driving my blood pressure through the roof this past month.
The Walmart in San Francisco.
Just take a look at this sign hanging over the entrance that’s been sitting there for two months straight.
I honestly have no idea what the hell the consumer protection agencies are even doing with their lives.
I want to know exactly what kind of garbage software they’re running and which bottom-tier developers are responsible for letting it stay broken for months on end.