Posts by Chloe Wells29

The tap water here is perfectly fine, but if I have a few shots of tequila on hand, I prefer a little pour. 🙂

I usually stick to a tiny bit of bread—maybe a slice of sourdough or some ciabatta—but since the local bakery was out of stock one day, my grandmother pushed this Mavrovič stuff on me. It’s overpriced; I think I paid nearly $2.75 a few bucks for it, and honestly, it just crumbled. On top of the fact that I can't stand seeded bread, it wasn't even edible by the next day. Never again!!

Oh, sure, and then I’m just supposed to pay whatever rate Duke Energy decides to charge me? Not happening. I’ll track my own usage, do the math myself, and pay online at the end of the month based on what I actually used.

Vojko said:I...

I caught a segment on NBC—they specifically mentioned online banking.

Just another example of "top-tier" journalism...

Did you catch her at the end of ABC News tonight during the correction regarding yesterday's online banking statement? Well, fine. At least they apologized.

I heard it myself, and I wasn't the only one—it was all over ABC World News Tonight yesterday. To make matters worse, the reporter presenting the segment clearly has no clue how Online Banking works; she thought blathering on would somehow impress the audience. And yet, even I fell for that nonsense...

Forgive me for bringing up such an old topic, but I’ve heard rumors that Duke Energy will no longer accept credit cards or Online Banking. I could almost wrap my head around them ditching cards, but refusing online payments is utterly nonsensical. It is literally just pulling funds directly from my checking account! Now they are suggesting we pay at Federal Reserve counters to avoid fees. I would much rather pay $0.33 fees than trek across town just to settle a bill at one of their branches. Furthermore, this implies I’d have to print out a new payment slip every single month, which is ridiculous since I’ve been manually tracking and calculating my actual electricity usage for over a year now.
Their website mentions nothing about these changes; instead, it simply displays this notice:
'You may pay your electricity bills using various payment methods, depending on your preferences and the options provided by Exelon.'

My company switched over to Bank of America two years ago, which is when I opened my account. I rely entirely on their online banking, so I rarely have any direct interaction with their staff.
They charge $1.75 monthly for account maintenance, plus a small fee per transaction. When I once ordered some online checks just for kicks, they arrived at my house within two days, and they deducted a few dollars from my account for the service. There are no fees for the security token or using the online platform itself.
Even though I have 24/7 digital access to all my accounts—including my USD, foreign currency, and Mastercard accounts—I still receive regular paper statements at my home address along with info on new services.

I’m going to set up online banking with JPMorgan Chase as well, since they are acquiring Capital One and I also have regular deposits there. It will allow me to compare the services and fee structures between the two banks.

She married a musician from New York and moved to the States with him. Things hit a rough patch in the marriage, so she grabbed the kid and fled back to the US. She returned to Cleveland a few years ago, did an interview with USA Today, and I believe she’s still living here.

I switched from my local bank to the Federal Reserve solely for the Online Banking features. I no longer waste my life standing in lines just to pay the electric bill, gas, phone, or utilities. I handle about twenty bills a month; I just upload the statements to my computer, set the due dates, and forget about them. I get an inbox notification once the payment clears, making the whole process simple, secure, and a massive time and money saver. They provided my Token free of charge, and the transaction fee is only $0.33 for standard amounts. For larger transfers, the fee bumps up, but it’s still significantly cheaper than going to the Post Office or a local branch.
Soon, you'll be able to file taxes, renew a driver's license, or pull official government certificates online. If nothing else, having reliable internet access is worth it.