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Posts by William Cox73

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slyhound9 said:Hi there, I caught a news segment mentioning that €500 bills are being phased out by 2018... I was wondering if it's possible to break them down at a Visa location? I stopped by two different currency exchanges, but since they both had signs stating they don't provide change, I thought I’d just try swapping a hundred for a five-hundred... though both places told me they didn't have enough cash on hand to give me anything back, which seems a bit ridiculous considering I wasn't even asking for ten or twenty bucks... anyway, it feels like people are already starting to dodge them, and honestly, it's making me a little uneasy... thanks 🤔🙂

"The $500 bill will remain legal tender and can therefore still be used for payments and storing value."
https://www.federalreserve.gov/press/pr/d...160504.en.html
Car Insurance: What are your experiences? in Banking, Insurance & Loans ·
Michelle Sanchez84 said:Here’s a link detailing my own nightmare experience with Allstate.
Things aren't going to improve anytime soon unless we actually force insurance companies to pay out legitimate claims.
Right now, they just bulldoze through everything, ignoring the law whenever it suits them. I guess Congress needs to step in and pass some real legislation regarding this. For instance, if you sue an insurer and win because they were clearly in the wrong, they should be hit with punitive damages—maybe even 100 times the original claim. Business ethics in the American insurance industry are basically non-existent; most of these companies are just predatory.

We need independent assessments!
Amputation in Health ·
velvetmoose9 said:Unfortunately, when you're dealing with diabetes—especially if it's been around for a while and hasn't been well-managed over a long stretch of time—you run into permanent damage to the microcirculation in your blood vessels.

Doctors usually try to be conservative at first and avoid jumping straight to surgery or amputation, but the reality is that the progression of the disease is almost always pretty brutal. Since that microcirculation is irreversibly damaged, it’s really just a matter of time before they have to cut higher and higher up toward the torso.

If you don't take those steps, you're looking at Gangrene, and once that sets in, the whole situation becomes incredibly painful and exhausting for both the patient and everyone looking after them.

We are fully aware of that. Our main focus here was on how to make his daily life easier and minimize the mental toll. We were asking about practical stuff: Are there significant differences in prosthetics (is it worth paying out of pocket for a better one? Where should we look?) Shower setups—walk-in showers versus standard ones with grab bars? Creams...
Amputation in Health ·
velvetmoose9 said:What was the specific diagnosis they operated under?

Did they have any other health issues or underlying conditions on their record before this?

He’s diabetic, has vascular issues, a weak heart...
It all started about two and a half years ago with his right leg. They had to amputate both toes, they performed angioplasty on his vessels... nobody expected things to turn out this well... thank God. About a month and a half ago, a wound opened up on his heel on the other leg. We contacted the doctor immediately, and they tried more vessel work to get the circulation moving enough for the wound to heal... but it didn't work, and they had to amputate the leg.
Amputation in Health ·
velvetmoose9 said:Honestly, the safest bet—and probably the only right way to go about it—is to get a consultation with a physical therapist who can actually come to the house. They can assess what he's capable of doing now, what he'll likely be able to handle once he finishes rehab, and together you can look at the layout to see if the space actually needs changing or if you can just work around it.

Thanks. We're all still reeling from the shock and trying to figure out our next move. The doctors kept insisting everything would be fine, then suddenly, they're left without a leg.
Amputation in Health ·
My dad lost his leg above the knee last night due to Gangrene. Now we’re just trying to figure out how to make his life any easier. I'm looking for some insight on prosthetics, but also the practical stuff—like whether we should rip out the bathtub to install a walk-in shower at floor level, or if it's better to just buy a bunch of specialized bath aids. My mom lives with him, so he isn't completely on his own, but we're still figuring this out. Does anyone have advice? This whole situation is totally new to us; nobody in our family has ever dealt with someone who has limited mobility before.
Art appraisals/valuations? in Classifieds ·
Got this at home. Is it actually worth anything? Thanks.

"A wall-mounted domestic altar, typical of what you'd find in better-off rural homes or lower-class urban apartments. Inside a gilded relief frame sits a colored biscuit composition featuring St. Joseph, Mary, and Jesus on a pedestal. The back of the altar housing conceals a musical wind-up mechanism, designed to play sacred music to create a specific devotional atmosphere in the room."

looks roughly like this
Andrew White4 said:I’ve been spending the last two days trying to swap out these twenty measly bucks my grandmother accidentally handed me—bless her heart, her eyesight isn't what it used to be. Is it even possible to exchange this junk in this godforsaken country? Everywhere I turn, people just stare at me blankly, wondering what on earth I'm holding; it's incredibly frustrating because it's basically foreign currency from across the border. Honestly, I might just have to head down to Mississippi—they'll take just about anything you throw at them there, even if it's nothing more than scrap paper. At that point, paper is just paper, I guess.

Maybe Hypo or Chase, though I think Wells Fargo does it too.
JP Morgan Chase - overdraft limits and fees in Banking, Insurance & Loans ·
Jeffrey Bishop9 said:Greetings.
I currently hold a checking account with JPMorgan Chase. The company I work for has stopped depositing my salary through the standard payroll method, and now they are threatening to revoke my overdraft protection. I requested that the bank maintain my current status for at least six months, as my employer expects to recover during that timeframe. They indicated this was possible, provided there was at least one qualifying direct deposit. My employer did make a payment, BUT!!! they had to use a different transaction code because their own accounts are frozen. Now, the bank refuses to recognize the deposit as valid payroll!! 😢 I must emphasize that I settle all my obligations to the bank promptly and on schedule. If they terminate my overdraft privileges, I will face severe financial hardship. WHAT SHOULD I DO??? WHOM CAN I CONTACT FOR ASSISTANCE OR ADVICE???? 🙏

Why don't you just take out a personal loan to clear the negative balance and close the hole?