Posts by ruggedfox282

What’s the standard protocol if an enforcement order for tax debt gets sent over to a collection agency, but in the meantime, the debt has been paid in full directly to the IRS?

Jeremy Flores10 said:It’s honestly pathetic how some people have nothing better to do with their cash than spend it on a Sunday. They just love lecturing everyone else about losing their day off, as if they aren't also stealing everyone else's free time during the rest of the week.
I’m genuinely curious how these people find the time to handle their banking, hit up the post office, or pay bills during the work week. Apparently, they can magically conjure up free time for shopping, but suddenly they're too busy for everything else.
Honestly, screw anyone who thinks a family outing should consist of driving to a big-box store. You’re essentially brain-dead if you think Sunday is the prime time to go out hunting for toys, clothes, or shoes. Fine, I get that groceries are a necessity, but if you haven't grabbed what you need by noon, you're already behind.
And please, spare me the "but businesses need to make money" argument. Who exactly is making that money? Some billionaire CEO? It’s not like we’re working to fund their luxury yachts or their mid-winter ski trips to Aspen. Has anyone actually bothered to look at the paychecks of these workers to see how much they actually get compensated for Sundays and holidays? Besides, would any of you actually agree to work on a Sunday for $667. a month? I don’t run a retail chain and I don't work Sundays, but if someone suggested I pick up a shift for $167., I’d tell them to get lost.

This is the truth, unfortunately. Though, I don't really fall into that demographic since I don't have kids running around demanding toys.
The reasons I end up shopping on a Sunday are fundamentally different from those pretenders who drive cars they can't afford just to take their kids on a field trip to Walmart.

Thank God, I can finally shop on my one day off. Otherwise, there's really no point in having money during the week because I just don't have the time to spend it.

What really gets me is that Wells Fargo has the highest interest rates; they seem to nickel and dime you for every little thing compared to everyone else. Given everything you mentioned above, I’m definitely skipping them, even if it is the closest branch to my house.
I'll have to see what those other two banks are offering before I make a call.
Goldman Sachs isn't exactly convenient for me—maybe that one over on Kranjčevićev would work, though.

Should I open a checking account at the Federal Reserve, Bank of America, or Chase?
What makes one a better bet than the others?