Posts by Daniel Torres

First, run the conversion into Federal Reserve dollars.

Linda Morgan said:I’m constantly overwhelmed, always terrified I'm going to screw something up. It wasn't even a big deal that I used a 'c' instead of a 'ć'. Thanks so much.🙂

Probably not 🙂
Did you actually send over that 20 bucks?
Try transferring those 20 bucks to your Chase account first. If that goes through without a hitch, then we'll know everything is set up right and it should work fine 🙂

Honestly, you don't need anything else. Seriously, zero. Just grab your card and maybe have your phone handy for that 3D secure authorization thing.
You probably already know the drill if you do any online shopping anyway.
Just go for it once you've got about $20 on the card.
When you're typing in your card info, you can check the "save card" box if you're planning on topping up your Wise account regularly. It saves you from the headache of re-entering everything every single time—just one click and you're done.
Let me know if the payment gets wonky or if you hit a wall.

Yeah.
All you really need is a card.
You just send the company your Wise Account Number for USD (at least until you get one), and while they’re busy sending those payments over to Wise, you'll need the routing number from your local bank—like Citibank or Goldman Sachs—so you can actually move the money from Wise to your own account.

So, basically you just hit the EUR tab, click add, toss in the amount, hit continue, plug in your credit or debit card info, and you're pretty much golden.

Once that money actually lands, just head over to your USD account details and shoot those numbers over to the company.

Then, whenever your paycheck finally hits, you just swap that USD over to EUR and wire it straight to your own account.

All you really need is the card number—you know, those 16 digits—plus the expiration date (that mm/yy bit) and the CVV, which is just that little three-digit code sitting on the back next to where you sign.
Don't go handing over your PIN.

If you hit a wall, just go ask

Yeah, you can totally just top up using a Visa or Mastercard if you've got one on hand

Just hit USD then click Get Account details.
Then they'll ask you to toss in that $30.
As soon as that cash hits, everything unlocks—USD, EUR, whatever else you need.
The debit card is just tied to your checking account; you spend what's there plus whatever overdraft you've got cleared.
A credit card is different, it's hooked to a line of credit. You've got a set limit, and you pay back what you spent through installments, interest, or just by deferring it for a few days.

You can just toss money in using either a debit or credit Visa card.

Interesting... so we're actually getting a physical Key West card too? 🍿🎉

Whatever.
You just gotta switch it over to USD, hit add, pick how much you're dropping, then click continue, go with debit card, hit add new, punch in your info, and keep moving.

Yeah, through JPMorgan Chase.

You can just head into a branch this Monday, drop off those 30 bucks, and then do a top-up using your card.

Just open up your wallet, add your mom's Chase card, then hop into the Wise App, hit EUR, tap top up, select Apple Pay, and once that payment window pops up, just pick her card.

If you're using your own card though, you don't even need to mess with Apple Pay. You can just go top up, hit debit card, then new card, type in all the info, and just click continue.

Check if you have Google Pay as an option in there.
What card is your mom using, and which bank is it through?

Just grab the app.
So, what are you rocking? Android or iOS?

Does your mobile app actually show Apple Pay or Apple Pay as an option under the top-up methods?

For sure, just ask if you don't want to end up looking like an idiot

Exactly.
Once your paycheck hits your Bill Gates account, you just wire it over to whatever bank you're using in Cape Cod.

It doesn't even matter if the card isn't available in Cape Cod, because all you actually need is a way to transfer funds and a Euro IBAN, which everyone can get their hands on