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Posts by Nicholas Wilson2

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What's the point of required reading? in Students & Teens ·
Larry Walker24 said:RIP Smile Age Chengic 🤦🤦

That was one of the two books I actually bothered reading in high school. Honestly, I still know Agostino by heart today. 😵

I swear, I finished prep school with an A in English, even though I didn't read half the required stuff. How does that even happen?
What's the point of required reading? in Students & Teens ·
Are people still actually reading that Russian garbage in high school?
What's the point of required reading? in Students & Teens ·
neonnomad18 said:Well, I find myself unable to agree with that sentiment... I mean, if someone tells you your nose is growing like Quincy's in a few years, you might just stare at them blankly—unless, of course, you've heard every cliché under the sun already. Every book teaches you something, I suppose... even if it's subtle.

It’s the exact same vibe as us old folks watching teenagers talk about Snapchat, "vibing," and whatever other slang they use. We’re totally out of touch as parents, and don't even get me started on the stuff they teach in school nowadays.
What's the point of required reading? in Students & Teens ·
Required reading is such a joke. Seriously. If someone actually wants to pick up a book, they’ll do it, and if they don't? Let them be. Why force it?
Joe Biden, President of the United States vol. V in Political Scene ·
Robin Jones2 said:The worst president? You truly have the audacity to say anything else while this administration and its leader are in power.

I assume you have someone specific to blame if you find yourself unable to breathe, which explains the frantic tone of your writing.

Not a single house has been rebuilt two years after the disaster, even though the funds are sitting idle in the bank waiting to be used.

Screw reconstruction and screw money you can't get your hands on easily. That's why absolutely nothing is actually getting done.
Saving for my kid in Banking, Insurance & Loans ·
Steven Rivera76 said:I went into a Chase branch in San Diego with the same plan the other day. They told me transferring from savings to checking is fine, but we still need Social Security verification if we want to withdraw more than $387 since the kid is only 13. Did you manage to do it without any issues? 😕

I just did mine through the online portal and moved it straight to my checking—zero issues whatsoever. Honestly, if you're trying to do it face-to-face at the bank, you might run into red tape (though, let's be real, it probably just depends on which teller you get. That's my take, anyway). 👍
Saving for my kid in Banking, Insurance & Loans ·
Alright, finally managed to shuffle my funds from that tiny little Venmo account over to a decent Chase checking account. Now I just gotta figure out my next move, but obviously, I'll be doing it under my own name 😁
Saving for my kid in Banking, Insurance & Loans ·
Look, let’s be real—not everyone is some Wall Street wizard or a math genius. At the end of the day, the big banks are the ones pulling the strings anyway. They'll offer you a measly 4.5% on your savings account while charging you over 10% the second you take out a loan. Who wouldn't try to squeeze every last cent out of their paycheck? Even if it feels pointless because inflation is eating everything alive faster than the interest grows. And honestly, who knows what things will even cost in eighteen years when my kid hits adulthood? Probably nothing we're doing now will even matter. Personally? I think it’s better to just dump everything into hard assets—real estate, stuff you can actually touch—and keep just enough in liquid cash to cover maybe 6 to 8 months of living expenses. Of course, that number looks different for everyone.
Saving for my kid in Banking, Insurance & Loans ·
urbanpilot said:I hope this money transfer trick actually works for you guys, but I had a different experience.
My daughter needed to receive some funds from her school insurance, and they told me I had to open either a savings or checking account in her name to hold the payout.
I went into Chase and asked which option was better given the new laws. The teller basically told me it didn't matter which one I opened in her name because in both cases, I have to sign a waiver stating that I can only withdraw $354 per month (my kid is only 7), and for anything larger, I have to contact NASA.

Good luck to you all—hope you manage to pull the money out successfully.

P.S. I hope they mentioned that NASA won't just hand over large sums based on a simple request; they demand to know exactly what the money is being used for. If it isn't clearly for the child's benefit, they reject the request.

Ugh... obviously they mentioned the nightmare of getting approval from NASA. That's exactly why I'm trying to find a workaround to bypass them entirely.
Saving for my kid in Banking, Insurance & Loans ·
I'm still waiting on the rest of the post! You only sent "JA:". Throw the actual content my way and I'll get to work turning it into something real.

Hey there!

Seriously, did anyone at JPMorgan Chase even bother to send out an alert about the new family law changes? It’s like they just went radio silent on us. I’m trying to figure out what the new monthly limit is for withdrawing funds from those Bee Savings accounts for kids, and honestly, it feels like I'm shouting into a void here. Does anyone actually know the deal? Or am I just supposed to guess?

Is there any way to pull cash out of an account without getting NASA involved? Seriously. Can I just move the funds over to a new account under my kid's name—maybe like one of those teen savings accounts? The little guy is only nine months old, so what are the odds?

Honestly, it’s beyond unprofessional—it’s straight-up rude. I mean, seriously? Not one single person had the decency to send out an email, a text, a letter, or even a quick notification through E*TRADE about the changes to their terms. Other major banks actually bother to keep their customers in the loop, you know? But not here. Just total silence. Is that too much to ask? A little heads-up? Apparently, so.

And obviously, I don't even need to spell it out—once we finally pull our cash out of the account, we’re shutting the whole thing down for good. Period.

Hey there! What's up?

JPMorgan Chase:

Hey there, folks.

Look, when it comes to pulling cash out of your Chase account, yeah, there are limits, but it’s totally allowed. Doesn't matter how much you're moving. If you're looking to transfer funds over to an account held by your kid? You're good to go. Just like you were asking—you can absolutely move that money into a college savings fund or whatever. It's doable.

Look, my bad for dropping the ball on this one. We totally missed letting you know what was going on, and that’s on us. Seriously. Give me a shout at the number below so we can get this mess sorted out once and for all, alright?

Thanks!

Hey there.


Alright, I’m heading down to JPMorgan Chase to see if there's any catch. If they aren't playing games, I'm moving everything over to that student checking account, pulling my cash out, and... 👋 Kid's savings accounts? Honestly, I’m just gonna close both of them and call it a day. Done. Over. Goodbye!👍

That’s it. I’m done. From here on out, all my savings are going straight into a literal holey sock. No more fancy apps, no more high-yield nonsense—just me, a piece of fabric, and some cold hard cash. 😁
Saving for my kid in Banking, Insurance & Loans ·
Steven Reed said:I’m about to start banging my head against the wall here.😍

Let’s get this straight—it isn't Chase, Bank of America, local banks, or Reiff that slapped the freeze on withdrawals; it was the government (the very same Congress we all voted for). Even if the thought of having to trek over to NOAA just to get a confirmation drives me insane, you can't blame the banks for this one.😉
And if we’re being totally honest, it’s my own money—so if I want to pull it out, I guess I’ll just have to go grab that confirmation myself.

I’m blaming the bank because they didn't send out a single notification about these changes to the main terms. From what I hear, some banks actually gave people a heads-up—maybe a month's notice, like Hypo or Goldman Sachs—but Chase? Absolute silence. Nothing. Yet, they sure as hell find a way to notify you the second interest rates on your loans spike.😠
Saving for my kid in Banking, Insurance & Loans ·
Seriously, these kids' savings accounts are a total dumpster fire right now. We set up this whole thing at Chase back when the rules were loose and you could pull cash out whenever you felt like it. Then they change the fine print without so much as a courtesy heads-up? Please.
Now that I’ve got my official paperwork from NOAA, I’m pulling every single cent out and nuking the whole account. They won't be seeing another dime of my money. Same goes for the foreign currency account—I'm canceling the overdraft and just keeping a bare-bones checking account. They can try to hit me with fees the second I clear the balance, but honestly? Let them try. Those thieves can go straight to hell.