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Posts by Richard Brown78

5 posts shown.

Referral codes for Chime, PayPal, and other cards in Banking, Insurance & Loans ·
Hey,

does anyone know the limit on how many referral links I can send out via Chime?
Starting a small business in Business, Accounting & Taxes ·
Hey team,

Quick question for you all...
So, I’m looking at setting up a small sole proprietorship for some equipment rentals—basically renting stuff out at various sites. Word on the street is that I need a dedicated warehouse to store everything.
Does that actually mean I can't just keep the gear at my place? Apparently, I need a specific 60-square-foot storage unit or a garage officially zoned for that kind of thing.
Is there any way around this bureaucracy? It seems like people have been opening rental businesses forever without all these hoops, yet now everyone is saying I need a formal warehouse for the inventory.
Any advice would be appreciated...
Warren Buffett in Banking, Insurance & Loans ·
Hey,

what’s actually the upside of getting a VISA virtual card when I’ve already got my physical Mastercard in my wallet?
Warren Buffett in Banking, Insurance & Loans ·
Hey team,

I need some quick intel if you guys can help me out. Right now, I’m stuck using Skrill. Basically, I load money from my Amex onto the card and then try to pull cash out of an ATM. The fees are absolutely killing me... first there's the deposit fee, then they hit me with their own conversion rates from dollars to euros, and to top it all off, when I go to the ATM to withdraw from my euro account back into dollars, the exchange rate is a total joke. It’s a mess.

So, I just set up a PayPal account and I'm waiting on the physical card to arrive. From what I gather, if I move about $667 from my Amex over to PayPal, the fee should be roughly $3.25. That means $533 I could theoretically dodge those extra ATM fees entirely—assuming I stay above whatever threshold they set? But if I go over, does it jump to a 2% fee? Just trying to see if my math adds up here. What’s actually the smartest way to move money from a credit card and get actual cash out of an ATM?

Is this whole PayPal thing actually doable? Seems way more logical than sticking with Skrill.

Thanks!
Wage garnishments and collections in Law ·
Hey there.
So, I just got this warning notice in the mail from some debt collection agency working for Verizon... basically they’re breathing down my neck about an old bill. They’re claiming I only have a few days to pay before they start some legal "forced collection" nonsense... blah blah blah. Honestly, the debt is from back in January... it's mostly just some contract termination fees and mobile service charges, maybe around 6 $0.00 bucks total. Anyway, here's the thing: I’m expecting an unemployment check to hit my account in a couple of days. Can these guys just swoop in and grab those funds the second they land? And how long do they actually have to come after me for this? What should I even do...?