Posts by electriccanyon2

Wait, I’m totally lost here. I’ve been out of Washington, D.C. for a while now, but I’m actually moving back to the city for good tomorrow. Like, officially heading home to my old stomping grounds. Is it actually going to be fine for me to just show up and head home, or am I gonna run into some kind of drama?

Nathan Morris3 said:Running away isn't really "taking action." Real action is chasing down your legal rights and making sure others follow the rules too, instead of them just making stuff up as they go.
JP Morgan Chase asked me questions that they legally didn't even have to ask, I think. Maybe they don't anymore, though.

Seriously, JPMorgan Chase went totally off the rails with their questions—at least with my paperwork back about three months ago. They basically gave me an ultimatum, which is a huge "no thanks" from me as a customer. So yeah, I moved my entire business elsewhere.

Steven Rivera76 said:That isn't quite right. Like I said, I sent an inquiry to Kill regarding the letter itself and the process of closing the account. I am closing it and moving to a different bank. I haven't picked one yet, but it certainly won't be JP Morgan Chase—I have no desire to deal with idiots like manager1 again. :-)
But does that mean these threats about making my funds inaccessible should just go unremarked and unreported?

Looks like I totally misread the room, probably because I didn't word things great. My point wasn't a personal attack on anyone here; I was talking about the general attitude of Americans as a whole. There's way too much talk and not enough action. The people actually stepping up and doing something are the minority.

Alexander Thompson said:Honestly, I don't really get the point of this thread...

JPMorgan Chase gave me grief—like, serious hassle—about fifteen years ago, so I just pulled a decent chunk of cash out of all my accounts and shut them down... It was as simple as that...

I moved over to Bank of America, hauled my cash there, and then a few years back, I just answered some questions from the CIA regarding my ties to the United States and—voila—all good...

So, a couple days ago, I decide it's time to close my accounts at New York City (or whatever the name is...) and I emailed my contact at Bank of America asking her to prep the paperwork to move my Deloitte account over to them. The lady got everything ready, I signed off, and she actually offered to just mail the official docs to whoever needed them... The whole thing took maybe five minutes... Once that first Deloitte deposit hits Bank of America, I'm closing those New York City accounts for good...

Just close your accounts, head to a bank that actually treats you right, and you're done...

No, seriously, I don't see what the big deal is when it comes to just walking away from a bank you aren't happy with...

This👍
People around here generally have this habit where they complain a ton but rarely actually do anything about it. I got hit with a massive questionnaire and basically "threats" when I went to Citigroup to update my ID info. So, I just shut my account down right there on the spot and switched to Violet. And wouldn't you know it? No interrogation, no threats about freezing my money, nothing when I opened the new account...

Roger Barrett25 said:Calling this an addiction is a straight-up insult to people dealing with actual addictions.
It’s just a solid habit and a healthy lifestyle.

Nah, I gotta disagree. Working out can totally turn into a full-blown obsession where everything else in your life just falls apart because you're spending 6 or 7 hours at the gym every single day. That's a real problem right there.
It's officially called Exercise dependence.