ambermaker13 said:Listen, here’s some financial advice: $133 Life insurance at age 30. $67 A 5-year housing savings plan. After those 5 years, take all that cash from the housing fund and dump it into an investment fund. Then, let the dividends from the fund pay off the life insurance premiums. Can anyone actually BELIEVE this nonsense???
Kimberly Nguyen said:we're listening to... 🙂 🙂
If I'm following this correctly, you'd be paying $133 monthly for life insurance and $67 monthly into housing savings, and if you dump all that cash into a fund after five years, that fund would need to pull over a 30% return just to cover the insurance premiums. I don't see how that's realistic.
Some "financial advisor" pitched me this exact same scheme. Here is what I decided to do instead:
Life insurance risk at about $27 monthly, $140 monthly for housing, plus I put another $250 into an index fund. Then in five years, I'll move the housing savings into the fund and keep contributing roughly $167 monthly. Assuming the fund hits a 6-10% return—which is actually doable—I'll end up with way more cash after 30 years than if I had gone with the life insurance option.
Your card is good for three years. You can easily pick up a computer on 24 monthly installments $2333, provided the store actually offers that kind of financing. But there’s a catch. 😬 First, ask the shop if they handle installment plans through their credit card terminal. Some places let you use an American Express Gold Card for installments without any hassle, while others won't touch it. Bottom line: check with the store first to see if they allow installments on that specific card. It's entirely up to the retailer, not the card issuer.
ambercrane11 said:Besides Prudential, what other companies in the US offer financial advisory services—specifically when it comes to actual financial planning?
Are you looking for firms that give free advice, or are you ready to pay for professional guidance right out of the gate?
says: The funniest part? People who can't handle saying "no" without feeling awkward won't even break a sweat when they end up screwing someone over.
These people are the absolute worst. I was hanging out with a friend once, and we were making plans to head to Vienna tomorrow. Suddenly, her phone rings—it's another friend asking to grab coffee tomorrow. She just goes, "Oh, yeah, sure, let's do it!" knowing full well she won't even be in town. It's pathetic. When I called her out on it, she actually had the nerve to tell me that's just how she operates. Totally normal, apparently.
Sit down and make a real plan. List out every single expense—gear, rent, utilities, and those inevitable "surprise" costs. Figure out your pricing, run the math, subtract the overhead, and see exactly how many hours you have to grind just to break even. But hey, I’m sure you’ve already done all that.
You can't just start selling food and drinks without a permit. It’s a bad move. Though, setting up a small bar to sling cheap beer might actually be a decent idea. 🙂
And based on where you say this place is located, kids and college students are going to be swarming you right during class or lecture hours. You really want to be the reason local prices skyrocket? 🙂
Jokes aside, this looks like a solid business venture at first glance. My advice? Don't expect a massive crowd on day one. Kids stay home playing PlayStation or PC games these days. Instead, host tournaments for different games and offer small prizes to the winners. Something like 10 free hours of playtime would definitely give them a reason to come back. 🙂
northerncrane4 said:I hope you realize that once George Soros finds out about this, you're finished. You'll be stuck with the label of a crypto-Nazi antisemite for the rest of your life.
I could live with some even worse labels than that.🙂
Xena says: "No, it's the person framing the shot (and before you tell me that's the job of the Production Designer)
A Production Designer sets the stage, but the cinematographer handles the frame. Let me set you straight...🙂
The issue here is that everyone thinks they're a producer. People are slapping the 'producer' title on themselves for tasks that have absolutely nothing to do with actual production. Take PBS, for example. They have this one show where the producer's main responsibility is literally just driving guests to the studio in Washington, D.C. Everywhere else, that person would just be called a driver, but no—in this industry, they're a 'producer.'
We’re talking about the legendary Vedran Mihletić here! And for the record, I was told this isn't some flimsy script—it’s a textbook 🙂 (even if the cover screams "SCRIPT" in big letters).
There’s zero info on the other crew members' roles, so there is absolutely nothing left for anyone to copy. Sorry, not happening.
Basically, "a producer is a highly educated manager handling a delicate artistic/media product. From initial recognition through execution and long-term distribution, the producer collaborates with authors and creative teams while securing the financial backing necessary for successful completion and lasting public relevance. The producer anticipates the spatial and temporal context of the media product's public life."
That’s the official definition they teach during freshman year at a top film production department at the Yale School of Drama. It means a high-level corporate manager does the same thing as a film producer. The only difference is that producers actually need some level of artistic sensibility. When a major studio wants to make a movie, they first appoint a producer, who then hires the rest of the crew (director, screenwriter...). Then, through negotiations between the producer, director, and writer, all creative aspects are decided. The producer's job is to find the best solution to every problem that pops up, especially since directors, writers, actors, and everyone else (being artists) often make totally unreasonable demands.
In America, things look a bit different. The production department at the academy has only existed for a few years, and we've only recently seen our first wave of graduated producers.
An executive producer is someone who, unlike a standard producer, has zero contact with the technical or creative side of filmmaking. An EP handles the business side. In practice, an executive producer is always either the financier themselves or a representative of those funding the project. So, if multiple studios are involved in a production, every single house will want to install their own executive producer to protect their investment.