Posts by frozenmason642

Everyone’s obsessing over checking their credit report, I suppose. But honestly, having an overdraft isn't really the issue they care about; they're mostly just scanning for any existing loans you might be carrying. I mean, sure, look at your balance, but that negative number probably isn't the dealbreaker.
You could technically hit up several different banks in a single day to shop around for offers, but if you finally settle on one, you'll have to track down every single bank that pulled your credit report where a loan didn't actually go through, just to get them to give you some kind of proof that those applications were never finalized.

I don't know, I wasn't exactly looking to jump ship from my old bank either, but I guess they just offered me a better rate since I was already a client.

Yeah, I guess you could say that—I actually had my loan approved about two weeks ago.

I guess the only real downside to them right now is that we still don't have mobile banking here in the States.

I guess I should probably chime in and say that my experience with them has been pretty solid so far. They seem decent enough and don't cause nearly as much of a headache as some of the other banks out there.

Wait, is that really the daily limit for ATM withdrawals? Like, that's all you can get?
I mean, I guess my loan terms are actually pretty decent, though I'll probably have to move my direct deposit over to them eventually... I might just keep my Chase account active for now, though, just so I can still use my Visa.

I mean, my main concern is just making sure there aren't any hidden nonsense clauses popping up once I actually make the switch to the bank. I've always been pretty reliable with my payments, so that’s really not an issue for me, I guess.

I was wondering if anyone ran into issues while applying for a loan, like how long the wait actually was for approval and the funds to hit the account, and if the bank is generally reliable? I read some pretty bad experiences earlier in this thread which has me feeling a bit anxious, even though my interactions at the branch were relatively fine, I guess.

Hey, does anyone have any recent experiences dealing with cash loans at this bank?

Once you make it up to the boarding platform where the bus is actually waiting, you just hand your luggage over to the driver to stash away, and then you pay him for the bag storage before you even step onto the bus.