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I went down to my local Chase branch to ask about a raise, but they basically told me I'm flagged as an unreliable payer, so it’s a hard pass for now. That's why I'm wondering—is there any actual shot they'll just bump up my limit automatically after a while? Like how they did with my overdraft protection?
Hey there!
So, I used my Delphi card back in the day, but then I lost my job and couldn't keep up with the payments. Now, according to the system, I’m flagged as someone with bad credit.
I have a checking account over at JPMorgan Chase and I was trying to get an overdraft protection limit set up, but they told me no because of my history. The weird thing is, after having the account open for a year, the bank just automatically granted me one. Has anyone else dealt with this kind of nonsense? Is there any way the bank might just bump up my overdraft limit or my installment plan for Money on its own?
Thanks in advance