Posts by goldengardener132

Susan Patel55 said:They’ll hook you up with some UF reps and let you grill them about anything, provided you cough up the annual membership fee $10. We just went with a lawyer who's basically a family friend.

I actually looked into that—did some digging on their names online—only to find out one is heavily involved in politics, while the other sits on various banking conferences and platforms.
Maybe I’m just being paranoid, but once you've been burned by the American court system...
Given my track record, I might as well start playing with liquid nitrogen.🕺

Susan Patel55 said:I don't quite get the full picture myself, but from what I gather, you might be able to sue to have the entire contract declared void. AARP mentioned that you can still challenge the interest rates, though you'll need to hash out the specifics with your lawyer. I haven't even reached the stage of filing a lawsuit with my attorney yet, so I don't have all the answers, but I should know more in a few days. But look, let’s say you only sue over the currency aspect—your win is basically a lock, including all those late fees. Even the legal and court costs? The bank will end up footing that bill at the end of the dispute. Plus, you pay your lawyer as you go; it's not like you have to cough up one massive lump sum right out of the gate. Either way, if your loan hasn't been converted, you seriously need to find a lawyer and sue.

Regarding picking a lawyer—how does one actually do that effectively? Just Googling names one by one? It's no secret that some attorneys are practically on the payroll of insurance companies and big banks; you wouldn't want to end up in a situation where they "accidentally" lose your case just to collect a bonus from the bank.
Is there some kind of rating site or something similar out there?