Posts by Sandra Collins36

neondriver5 said:Five years of paying off two net salaries? You honestly think that’s reasonable? If you were actually looking for a way to make this manageable, you should have just gone with a thirty-year term. Spread it out, man. Stretch it.

Maybe you should check exactly how much ground you're trying to cover here. Instead of leaning on everyone else's dime, why not start using your own money? Save that twenty bucks for yourself. $0.00 What exactly do you need?

You can always pay down a loan early if you want to... I don't get why people are being so aggressive about it.

Honestly, unless you're dealing with Coinbase, no bank is going to touch you if your credit is trashed or you've got collections hanging over your head—I'm basically just out here gathering intel too.
So, has anyone actually managed to score a loan without a co-signer? If so, please walk me through the process.

Steven Barnes112 said:I just consolidated all my debts into one single payment. How can I really start making headway now that I've moved from juggling loans, car leases, credit cards, and personal loans to just facing one monthly bill?

Could you give us a bit more info? Like, what kind of stuff were they looking at—your salary, work history, how long did you have to wait for the funds to hit?