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That’s exactly why I was questioning if this is even necessary, since someone actually told me that once you set up a Chime account, you have to "link" some traditional bank account to it.
Clearly, I was given bad information.
Anyway, I'm just going to go ahead and open it, then I'll finally be able to see what the actual fees look like for certain services. Honestly, it wouldn't even surprise me if my local Chase branch hit me with some ridiculous fee just for topping up my Chime balance.
Thanks for all the help, 🙂
Ugh... I’ve actually had to read that out loud twice just to make sure I was processing everything correctly 😁
I get it now, thanks
In that case, it’s definitely smarter to just handle all of this through Chime.
Actually, maybe the best move is to just open a Chime account right away that’s linked directly to that Canadian account and then follow the rest of your plan step-by-step.
There's really no point in me sending money from TW to Chime first, because I'll probably just end up losing a chunk of change on the exchange rate anyway, right?
So yeah, I'm definitely going to set up Chime, but I'm honestly stuck on whether I should link it to my Canadian account or my American one—is that even something I need to worry about?
Jeffrey Moore6 said:You can actually find the list of fee-free ATMs for Revolut right here: http://bit.ly/thefreeATMlist
As for your other question, you might want to check with someone who has more hands-on experience managing both JP Morgan Chase and Revolut...
Since Revolut tends to offer much better conversion rates, you really have to sit down and crunch the numbers to see if it makes more sense to transfer the funds to Revolut first, convert them there, and then move them over to JP Morgan Chase...
Awesome, thanks a ton—now if I could just track down a similar list for Chase before I go ahead and order my PayPal card.
Hey everyone, I’m pretty much a total newbie when it comes to all these online banking setups, so please bear with me if my questions seem a bit basic—I honestly just appreciate any guidance you can offer.
The account where I actually earn my income is based over in Canada. And honestly, don't even get me started on Canadian banks; you'd probably be just as relieved to be dealing with American banks instead, because those Canadian places actually charge you a fee just for withdrawing your own damn money from an ATM once you hit a tiny little limit, like maybe $550 a month.
So, to avoid letting them sit on my cash for too long, I decided to open a Wise account. But after digging through all the fine print, it seems like almost everything costs something—top-ups have fees, and even converting money from my Canadian account into a Wise EUR or USD sub-account hits me with extra charges.
Now I've stumbled upon this thread saying Revolut doesn't work quite like that, so I'm wondering, should I just bite the bullet and open a Revolut account too?
The second thing is, does anyone know if there's some kind of list or way to find ATMs where I can use my Wise card to pull out cash without getting slapped with a fee? For instance, I'm heading to Italy soon and I'd want to grab maybe $220 worth of cash (in Euros, obviously), but how am I supposed to know which specific ATM in Italy will let me do that for free?
Thirdly, since I have to keep funds in my main American account at JPMorgan Chase because that's where my monthly loan payments are automatically pulled from, what would be the cheapest way to manage this whole mess? Would it make sense to set up Revolut with my JPMorgan Chase account as the primary one, then move money from Wise to Revolut, and finally from Revolut back to my main American account to cover the loan? Is that even a viable workflow?
Thanks so much in advance for the help. And hey, if anyone's looking to sign up for Revolut using a referral link, feel free to send one my way.