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Posts by Harold White5

3 posts shown.

Wage garnishments and collections in Law ·
I have a question regarding a situation I'm facing. I had an outstanding debt with T-Mobile dating back to September 2014. They kept pursuing it until January 2016, at which point they filed a request for a writ of execution based on a public document XX. Since it was clear that the statute of limitations had passed, I submitted a formal objection. I have now received a ruling that states the following:

ruled as follows:


I. The writ of execution based on public document XX from XX, business number Ovrv-82/2016 dated January 13, 2016, is hereby vacated regarding the portion that ordered the execution, and all actions taken during the proceedings are annulled.

II. The proceedings regarding the order to pay will continue in accordance with the objection filed against the payment order.

Reasoning


The debtor filed an objection against the writ of execution based on public document XX from XX, business number Ovrv-82/2016 dated January 12, 2016, and the contents clearly show that the decision in question is being challenged in its entirety.
Since the debtor is challenging the entire decision, pursuant to the provisions of Section 58, Subsection 3 of the Execution Act, it is ruled as stated above.

I am quite confused by what section II actually implies, and frankly, I don't fully grasp the rest of this either. What does this mean in practical terms? Does it mean everything is halted because my objection was accepted, or is there more to it?
Wage garnishments and collections in Law ·
Today, I received a notice regarding enforcement proceedings from SVEA ECONOMY and a local notary regarding an outstanding debt originally owed to AT&T in the amount of $600 dating back to 2014. I am wondering if it is still possible to reach a settlement with them to pay this off in installments, or if it is already too late for such negotiations? To be perfectly honest, they won't find much to seize; I am currently unemployed and have never held a steady job, so I simply have no income to report.
Where should I direct my inquiries about this—to SVEA ECONOMY, which purchased the debt from AT&T, or to the local notary who delivered the notice? I am quite confused as to why a notary is involved in this process or what their specific role is here, as I am entirely unfamiliar with these legal procedures...
Starting a small business in Business, Accounting & Taxes ·
Brenda Chase3 said:I'll answer based on what I know, and hopefully, someone else can jump in or you can check with the local Small Business Administration office for the rest.
As for registering service categories that you won't be performing immediately (like for your wife), your best bet is to ask at the local Chamber of Commerce; they can give you a definitive answer on the spot.

Monthly contributions usually hover around $643. Once you close out your fiscal year, if your business code falls under certain industry assessments, your accountant will calculate those fees, and the IRS will bill you via monthly prepayments.
You also have to pay some minor environmental fees, but we're talking tiny amounts here—about 0.0265% of your total annual gross receipts.

You definitely need a lease agreement, regardless of whether you own the property or not. You don't necessarily need to have it notarized, but you do need to submit it to the local tax authorities so the landlord can properly account for their taxes.

Grants are definitely an option. If you are currently unemployed and registered with the unemployment office, go see them before you officially launch. Ask to speak with a caseworker and have them walk you through the specifics. That is your safest route because they will know exactly what you qualify for based on your specific status.

Having a frozen personal bank account won't affect your ability to open the business.


To be honest, I was previously advised that if I were to start a small business while carrying existing debt, my business checking account would likely be frozen immediately because the IRS uses the same Social Security number for both me personally and my business entity. That specific concern is actually what led me to consider forming an LLC instead.

Where exactly could I verify this information?