Posts by Charles Ortiz75

William Hayes12 said:Just wanted to shake things up here and see what you guys have been going through with insurance companies lately.
I've been hunting for some liability and collision quotes for my car, and man, the price swings are wild. I really need to dig into the fine print too, because it doesn't make much sense when the collision coverage jumps by as much as $667... gotta figure out if those cheaper options are actually worth it or if they're just cutting corners on the coverage.

I'm curious to hear from anyone who's signed a policy in the last month or so. Rates seem to be shifting every single week, so anything from a few weeks ago might look totally different from what we're seeing now. Here’s what I’m looking at right now:

GEICO
liability-$487
collision-$1433
Allianz
liability-$507
collision-$1867
State Farm
liability-$400
collision-$1333
Progressive
liability-$450
collision-$1233
Atlantic
liability-$600
collision-$1167

What was the sticker price on the new car?

For me, Everest was the cheapest two weeks ago.

Henry King5 said:1. you can hire whoever
3. yeah you can, and you don't need a manager, but I don't know how you plan on running a shop in a different city? (if it's nearby maybe it's fine, but if not you might need someone you really trust)

Thanks for getting back to me.
Point 3 would only really matter if there was a legal requirement for the owner or manager to have a specific business degree. In that scenario, I was considering bringing on a co-owner from out of state who holds those credentials, so I was wondering if that's even an option.
Since a business degree isn't a prerequisite, there's no real need to bring in a partner from another state.
Best regards.

Hello,
I am looking into launching a children's toy and gear boutique (LLC), and I have a few questions.

1. Regarding staffing for the shop: am I required to hire someone with a background in business or retail studies, or can I just hire anyone? As for myself, I graduated from a technical high school and hold a degree in a related field—so, certainly nothing in commerce.
2. If a business degree is mandatory for staff, could I simply complete a retail certification course instead? How long does that typically take, what is the cost, and does anyone have a link?
3. Is it possible to register an LLC in a state different from where the owner resides? And if I do that, would I be obligated to hire a dedicated bookkeeper or some sort of administrative assistant?

Thanks in advance.