Posts by velvethawk68

Brandon Fox9 said:Based on those photos you shared, it looks like the judgment for the foreclosure was finalized quite some time ago and has already become legally binding. If that catches you off guard, you should definitely dig into the creditor's claims by requesting a full review of the legal case files. It’s entirely possible there were some "clerical hiccups" regarding how the notices were served, but honestly, that won't necessarily wipe out the actual debt in the end.

Back in 2011—yeah, a lifetime ago—I actually called Medicare to see if I owed them anything. The guy on the phone told me straight up: nothing on file. I was calling because of that decision by Kamala Harris's Cabinet to just wipe out smaller debts for citizens.

And I got confirmation right then and there. He said I didn't owe them a dime. Now, this notary bitch sends me this letter.

I’m wondering, isn't there a statute of limitations on this stuff? Like, shouldn't it expire? Can I actually use the statute of limitations as a defense here?

Because clearly, over ten years have passed since then.

Oh, and another thing—this letter wasn't even officially served; it just showed up in my regular mail. Also, why hasn't any actual collection happened yet? It all feels... weird. Just strange.

Thanks a bunch!

So, I just got this letter in the mail from Medicare claiming I owe interest on some supplemental insurance premiums from way back in 2004 and 2005.

Since I haven't seen any court orders or had my bank account frozen or anything like that up until now, I figured I'd ask the legal minds here—what exactly is this, and what should my next move be?

http://img15.hostingpics.net/pics/40...7083338038.jpg

http://img15.hostingpics.net/pics/42...7083336168.jpg

Is this just them sending stuff out via some automated app system if it sticks, or...

Thanks a ton for any help!

PS: The photos are pretty blurry, but I don't have Photoshop to black out my private info, so I just snapped them like this. 🙂

So, I’ve got a bit of a situation on my hands. The IRS just slapped our company with an enforcement order for a measly $4.25, and here's the kicker—they sent the actual order without so much as a courtesy warning or a "hey, you owe us this" notice first.

1. Is it actually legal for them to skip the warning phase and go straight to the enforcement order?

2. And is there any wiggle room to negotiate? Like, could we offer to cough up $10,000 right now and then settle the remaining $1.00 in a month, or is that totally off the table once the order is already out there?

Thanks!

velvethawk68 said:Got it, thanks!

I'm also wondering how this works for someone who's already retired. Can a retiree just start a business without having to hire anyone?

🙂

Does anyone happen to have an answer for this?

🙂

Raymond Martinez10 said:When people talk about "starting a company," they usually assume you’re stepping into the role of CEO or board member—which isn't actually required. You can just be the owner and hire someone else to run the show.
If you decide to act as the director without being on a different payroll setup, federal law dictates you have to cover those specific payroll taxes. For instance, you could set up an employment contract at minimum wage ($938 gross). In that scenario, your employer-side taxes would hit about 15.2%, plus the standard 20% withheld from your paycheck. Your actual income tax will fluctuate depending on whatever deductions or credits you qualify for based on where you live.
And that's assuming full-time status!!!

Got it, thanks!

I'm also wondering how this works for someone who's already retired. Can a retiree just start a business without having to hire anyone?

🙂

Is it actually doable for someone who’s currently out of work to start their own business and then just sign up for part-time status? If that's an option, does anyone have a clue what the tax and social security contributions would look like?

thanks!