Posts by Robert Johnson35

Guys, I need some advice here.
I had a housing savings account over at JPMorgan Chase. About two years ago, they offered me a $3,000 loan—7-year term, monthly payments were around $50.
Back then, I was still a student, so I figured it was a safe bet since I had steady money coming in from a stipend my mom’s company provided. Used that to cover the loan.
Well, that company just pulled the plug on the stipend. I haven't seen a dime since July, and I'm not seeing anything else until this academic year wraps up.
I'm already heading into my second month of missed payments, and I'm wondering—can I actually get a grace period for maybe 3 or 6 months? Or what are my actual options right now?
Once my benefits run out, I'll be hitting up the unemployment office, hoping my undergrad degree actually lands me something decent. We'll see.

Thanks in advance! 😁

I reckon it’s just limited to those counties... you're spot on there..

PNC Bank in Varaždin County... My folks acted as the guarantors—it was a condition of the deal that I make regular payments every year... interest is sitting at 4.99% annually...

So, here’s the deal—I’ve got a student loan set for five years. I’m wrapping up my undergrad now and asked for a contract amendment to cap the draw period at three years since grad school isn't in my plans. The lady handling my file told me to submit a formal request, so I did. Now, the bank sent over a decision shortening my credit usage to three years—specifically until October 2008—plus a one-year grace period before payments kick in. But here’s the catch: she originally told me that for undergrads, the draw period is three years plus an extra six months just in case things run late. Basically, I should have had access until April 2009 with that year-long grace period. Now I'm wondering if it’s a headache to ask the bank to push that end date out another six months. That incompetent clown actually snapped at me, calling me "unprofessional" and acting like I was trying to flip-flop on decisions, when all I did was follow her own damn instructions. I’m not changing my mind about skipping grad school; I just want those extra six months of breathing room. If I don't finish everything right on schedule, I don't want to be stuck paying back the loan immediately. I can't afford to take that risk...
I haven't even signed the actual amendment or anything yet—I just got the notification that they approved the three-year limit. I already went back to that woman with the exact dates I need, so I'm wondering—can she just resubmit this, or is it going to be a massive bureaucratic nightmare? 😲

Sophia Castillo35 said:No way.

why the hell not?????😕 😕 😕 😕 😕

Can I get my handle changed to adamm? Just wanna wake up tomorrow morning and see a fresh name on my profile...