Posts by Jamie Lee

We are all part of one singular energy...

I hold the conviction that a human being can be defined as a sort of architect—a generator of reality—who simultaneously experiences and observes that very same reality...

The fact that the world is spiraling into chaos is a systemic failure, a byproduct of the society an individual is forced to inhabit. No one enters this life inherently flawed, malicious, or driven by a desire for destruction; rather, these traits are programmed into us by our environment. However, I am observing an increasing number of people—at least within my own social circles—who are beginning to "wake up" and grasp how these mechanisms actually function, prompting them to rethink themselves and the entire world around them...

It appears to me that while individual consciousness is steadily ascending, the collective consciousness of society is plummeting. This disconnect explains why there is so much garbage in the world today...

Unless people realize that we are fundamentally interconnected—and that any negative impact we inflict upon our surroundings will inevitably circle back to us—we won't even be around to ask the question "who are we?" at least, not in the form we currently exist... 😎

crimsonranger11 said:I’ve been sitting here reading and reading, trying my best to actually retain any of this. It’s been four years since I walked across that graduation stage, so my brain isn't exactly in peak studying shape anymore. It’s not as easy as it used to be, I'll admit that.

Does anyone happen to know how the exam is actually structured?

Is it just standard multiple choice where you pick an answer?
a)...
b)...
c)...
d)...

Or is it formatted differently?

Exactly like that. The only catch is that out of those A, B, C, and D choices, at least two will look almost identical. You need serious focus. An hour is more than enough time if you don't lose your head. The first time I took one, I rushed through it and failed because of sheer stupidity. Once you bubble in an answer, there is no going back. Don't let that happen to you.😉

Regarding mortgage payment moratoriums at Bank of America, you can actually negotiate one if you’re heading out on maternity leave, facing a layoff, or seeing a drop in your income...

Now, look—to even get a moratorium approved, you have to be in perfect standing with all your accounts at the bank. That means zero overdrafts and no delinquent loan payments; you have to clean up your entire financial slate before they’ll even consider it... As I understand it, these deferment periods are capped at 12 months. Just keep in mind that the interest you skipped during those months doesn't just vanish; it gets tacked onto your principal, effectively hiking up your total balance by the amount of interest accrued over that year...

Jeffrey Johnson2 said:And what kind of knowledge are you even planning to use if you're approaching college with the mindset that you're only there for the degree?
Do you have some innate genius skills or something?
Man, University is supposed to teach you how to think and research—so when you run into a problem at work (and I don't mean office gossip), you actually know how to process things and find quality info to reach the best solution. Who in the hell needs a degree to book accounts? If you need to learn that, you'll pick it up in a week. Why would you learn that in college unless you're an accounting major? It’s enough to know what a balance sheet looks like, why certain items are where they are, and what they mean. You learn to read financial statements and then you pretty much forget it from freshman year until graduation, but you can always brush up if you didn't fail your accounting classes... I don't see a problem with your University, just your attitude. Sure, you'll pass some exams just to check a box, but you should be leveling up the stuff you actually care about—putting in the work yourself instead of waiting for some professor to hand you a script to memorize.

I don't intend to apply any "academic" knowledge because everything I've actually learned came from the job, from scouring the internet, and from reading books I chose myself. Since economics is my field of interest, I find my own literature to study...

And I'm not expecting a professor to spoon-feed me scripts; I expect to learn things that have real-world utility...

A friend of mine enrolled in a Master's program in Washington, D.C. after finishing her undergrad, and she said it was a total revelation. She was always a top-tier student, but like the rest of us, she just studied to get to the next level. She told me the difference in how those professors approach subjects, how they process data, and even how they communicate... for the first time, she actually looked forward to lectures...

Now, I don't know. Maybe it's just an issue with the economics department at that specific campus in Florida. I can't speak for other programs since I don't know their curricula, but this one in Florida is a complete disaster...

It makes me absolutely livid when people start talking trash about how students come out of university "stupid" and then turn around and blame the students themselves...

I’m studying economics at a university in Florida, and I walked into a campus full of energy... through the end of my first semester, everything seemed clear enough... but then I hit a wall. I realized the entire educational system is a complete failure, and quite frankly, students simply cannot walk away from these halls with any practical knowledge whatsoever...

The curriculum is ancient history. You’ve got professors who make your life a living hell just to feed their own massive egos, and nobody—literally nobody—can hold them accountable. And it is ALL JUST GODDAMN THEORY. Right now, I’m a graduate whose absolute peak in accounting was learning how to balance T-accounts and ledgers... which means someone with three years of high school and two weeks of experience using basic bookkeeping software can completely wipe me out of the job market. Is that normal? I don't think so. And when I say "three years of high school," I’m not trying to insult anyone; it’s just a baseline for comparison...

I am one of those people just counting down the days until graduation just to get the piece of paper. I won't be getting any actual knowledge—not because I lack interest, but because I'm being forced to memorize garbage that you can only actually use if you become a teaching assistant at this very same university. In the real world, this stuff is useless. I know this firsthand because I work at a major financial institution, and I can't apply a single thing I've "learned"...

I can maybe justify wasting five years of my life listening to nonsense and drowning in theory without a shred of practice if I have a degree to show for it. It’s totally senseless. At least the degree might help with career advancement or job hunting. The last thing on my mind is that having a Bachelor's in Economics means I possess applicable skills. What’s even worse? Not only should I have practical skills, I should be an expert in my field. For Christ's sake, it’s a UNIVERSITY... but it clearly isn't working like that...

So, back to my opening point... it isn't the fault of the students, nor is it just the professors. The entire damn educational system is broken. It is unbelievable to me that at the end of the day, everyone decides that something is wrong with the students. Now, students are being shamed because they are expected to deliver results they never even received during their education...

Who here is actually crazy...