Posts by Jesse Alvarez3

She actually managed to pull off a loan abroad about a year or two ago when things were still somewhat doable, right Jesse Alvarez3?
Nowadays, you couldn't even get close to those terms...

Of course there was no upfront payment. I stood my ground and insisted they just deduct the amount from the loan itself. Then the guy sends me a photo of his and his wife's driver's licenses along with a picture of his family at a church ceremony, claiming he’s a man of God and asking why I don't trust him. That was it. Communication ended right there.

We haven't even made it to Chase yet because we're stuck trying to figure out the wire transfer $958 to cover the loan upfront 🙄

Probably. But even after I insisted we stick to English, they kept using this format...

For example, it looks like this:

Good evening
Per your request, here is the repayment plan for the loan of ...... over a period of .... years.

Loan Details
Loan Amount: .....
Collateral: .......
Annual Credit: 2.8%
First payment date upon receipt of funds: 04/2011
Monthly installment: .......
Just like other loans, coverage will be provided in the amount of $958 to protect the loan in the event of illness or death, because nobody knows what the future holds
regarding reserves.
So, if you find yourself unable to repay due to circumstances
beyond your control, the insurance company will step in and take
responsibility.
Keep in mind that the life insurance premium will be paid immediately after signing the loan agreement (the document establishing the legal bond between us where you
receive the credit from me).
If you have reviewed the repayment method and find the terms acceptable, please respond by completing

Found this ad floating around about foreign loans:

Looking to fund a big project? Maybe you want to take advantage of some good luck, or you need cash to cover your Fulbright Program studies abroad. Or perhaps you’re looking to switch to an EV, upgrade your ride, or finally get into a new home. It happens—maybe you’re unemployed, a student, or just stuck in some banking red tape or a credit hiccup that was totally out of your hands. Most banks won't touch you because of that. But you still have to fund your dreams and what matters to you. That shouldn't be a dealbreaker. Check out these different personal loan options tailored to whatever you need. Our process is fast and simple. You can grab a loan with terms ranging from one to fifteen years at a fixed 2.8% rate, so you can finally make those plans happen. We offer a variety of options: Personal loans, auto loans, motorcycle loans, work-related credit, mortgages, consumer finance, and the Fulbright Program. Every offer is designed to fit your specific situation, whether you own a house or you're renting. Reach out for more details.

😕😕😕

I'm with you on that, but my advice? Find people who actually do this for a living. There are plenty of qualified professionals out there looking for work... and they know how to communicate professionally, regardless of whether a loan gets approved or not.
That way, you won't have to deal with all this nonsense through back channels later on 🙂.
If you ever find yourself needing someone who actually wants to work and can handle the job, hit me up.

Walter Martin56 said:I just registered here because I felt the need to weigh in. Regarding the person you mentioned, they aren't the direct holder of the mortgage papers at Goldman Sachs. They’re just one of many people working for the banker over in the US, which is where I work as well. Since we're talking about the same individual, D., I'm actually quite familiar with the whole situation. Based on her income alone, she can't qualify for the loan by herself, so she suggested a co-signer. Everything was moving along fine until the co-signer's last paycheck got hit with a garnishment due to an unpaid housing loan. It was suggested that a letter of intent be submitted to show that the debt will be cleared, but based on that, he isn't eligible to act as either a guarantor or a co-signer. The suggestion now is to find someone else. The process takes about two months; the paperwork was sent over in December, though they were told the office would be closed until January 15th. The files are still active and can be processed once a different co-signer without any wage garnishments is found. This isn't some stalling tactic or a scam. We've successfully closed a lot of loans for them, but everything has to be done with valid documentation...
So, that's the reality regarding your colleague. Just so you know, Ms. D. missed three calls on her cell phone back on February 2nd, and as for the attorneys, we coordinate with them once the contract is finalized, since we work with several different firms.

How kind of you to register just to give me an answer and pour all this effort and energy into it. From what I gather, you couldn't even pick up the phone for a friend to say five coherent sentences. But hey, now you've explained everything beautifully on this forum (thank God for this forum 🙏), so I'll pass it along to her.
So that's one way to handle "healthy" communication. You should have just admitted upfront that you're better at typing than talking 😁.
And I never said it was a scam. I said it's mostly impossible to reach you. I had the chance to hear the conversation my friend had with you, where you just stuttered and gave vague answers to very specific questions. We're talking about someone's property here, not ice cream 🤷.😕 and even so...
Besides, the lawyer hasn't heard of you and has no idea who you are. Everything else you wrote stands. I'd definitely be a guarantor—that's the easy part—but I don't meet the requirements.

hollowheron32 said:I'm trying to figure out how to get in touch with a reliable broker for this kind of loan. Would anyone be willing to share some info, a phone number, or an email address?

God, just don't do it if you're talking about Peter. He dragged my friend through the mud. She can't even remember the name of the lawyer handling the loan paperwork in the States😕, he won't pick up his phone, and when he finally does, he’s talking nonsense. To put it mildly, he's unstable. You'll waste your time and you won't see a dime of that money...