4 posts shown.
You should also check out Revolut if you want a solid prepaid option. You get a digital Visa Prepaid Card instantly through the app, then just link it to your regular debit card to top it up and go. If you want a physical one, they'll send it for free, though they charge about $6 for shipping. It works everywhere globally. I use mine constantly... killer app and gives you total control over what you're spending
Obviously, the bank handles the conversion just like you're buying the currency directly
Let me answer my own question and help anyone else looking for a prepaid card for PayPal or other payments. It’s the best way to receive funds without worrying about some hacker draining your main account into the negatives...
Wells Fargo (and also OTP Bank) offer Visa Prepaid Refresh cards. You don't even need a checking account or anything else at the bank to get one. You just pay a one-time fee $17 and you're set. They look just like any other international card and work anywhere in the world or online as long as you have a balance. To link it to PayPal, you'll need a tiny bit of money on there (like 50-$$33) but Google Wallet lets you register it even with zero balance. There aren't any hidden fees either; they just mail the PIN and initial password straight to your house (you should change that initial password after your first online purchase).
To load it up, you can transfer money from any American account. If you're already a Wells Fargo customer, just move the cash from your account to the prepaid card via their app or website. If not, you just send a transfer using the bank's routing and account info—just make sure the most important part, the reference number, is the account number printed on the bottom of your card. If you need the verification code for PayPal, hit up the bank a day or two after requesting it; just ask them for a transaction history and the code will be right there on the PayPal entry. Wells Fargo customers can check their balance through the app, while everyone else can use a Wells Fargo ATM, visit a branch, or stop by a USPS location.
Hopefully, this helps someone out. Most other banks (besides OTP Bank) don't offer reloadable options like this—they usually just do those gift cards where once the credit is gone, it's gone forever.
Later.
rapidraven5 said:Well obviously you can accept payments from checking accounts, otherwise what would even be the point of having the card? The real headache is trying to take payments via PayPal. I'm actually looking into the same thing because I was thinking about selling some stuff on eBay, but I've just got this Visa Prepaid Refresh from Wells Fargo.
Bumping this thread back up. Same question here—can you actually land PayPal payments onto a Wells Fargo prepaid card?