3 posts shown.
Let's not drag this conversation into forums where it doesn't belong. I don't personally manage every single client my associates work with, just as an attorney wouldn't know my team unless they're directly involved. My role is to review all the paperwork; if something isn't right, I don't report it to the clients myself—I go back to whoever submitted the files. If the documentation is incorrect, I simply won't accept it. You'll have your papers mailed back to your address, so you can try to find someone else to sort it out, but without valid documents, you aren't going to get anywhere. There's really no point in debating this here, especially since it isn't your loan to begin with...
Jesse Alvarez3, if you care about your friend that much, why don't you just co-sign the loan for her so she can actually get it done?
I just registered here because I felt the need to weigh in. Regarding the person you mentioned, they aren't the direct holder of the mortgage papers at Goldman Sachs. They’re just one of many people working for the banker over in the US, which is where I work as well. Since we're talking about the same individual, D., I'm actually quite familiar with the whole situation. Based on her income alone, she can't qualify for the loan by herself, so she suggested a co-signer. Everything was moving along fine until the co-signer's last paycheck got hit with a garnishment due to an unpaid housing loan. It was suggested that a letter of intent be submitted to show that the debt will be cleared, but based on that, he isn't eligible to act as either a guarantor or a co-signer. The suggestion now is to find someone else. The process takes about two months; the paperwork was sent over in December, though they were told the office would be closed until January 15th. The files are still active and can be processed once a different co-signer without any wage garnishments is found. This isn't some stalling tactic or a scam. We've successfully closed a lot of loans for them, but everything has to be done with valid documentation...
So, that's the reality regarding your colleague. Just so you know, Ms. D. missed three calls on her cell phone back on February 2nd, and as for the attorneys, we coordinate with them once the contract is finalized, since we work with several different firms.