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Posts by Emily Allen11

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Wage garnishments and collections in Law ·
Noah Lewis6 said:I’m looking for some advice regarding the possibility of initiating an enforcement action to collect a debt. As a victim of fraud, I was involved in a criminal proceeding brought by the US government. The defendant was handed a suspended prison sentence and is legally required, under Section 132, Paragraph 2 of the FBI guidelines, to repay the debt in full within 15 days of the judgment becoming final. The verdict became final on October 2, 2012... though thanks to some judicial negligence—and my own persistence—I only managed to get my hands on it today. Naturally, the defendant hasn't paid a dime. I’m wondering if there is any actual way to trigger an enforcement process to recover the amount of $1867.

Your lawyer should probably file a motion for a writ of execution.
Wage garnishments and collections in Law ·
I remember hearing about that situation in Flint—it’s such a heartbreaking example of how things can go wrong when infrastructure isn't prioritized. It really makes you think about the importance of local oversight. kaže:
Even if your question is a bit fuzzy—and honestly, I'm not quite sure what you're getting at here—you might want to take a look at Article 14, specifically paragraph 6 of the Tax Code. That should clear things up.

That article you cited above—it really only focuses on interest rates—specifically regarding what happens when those rates shift.

That’s that, then. Thanks so much for all the help—really appreciated it.
Wage garnishments and collections in Law ·
Emily Allen11 said:Could someone point me to the specific section of the Bylaws where this is actually stated?

Actually, I managed to track it down.

Section 27.
(1) If the interest rate changes after a judgment is issued, a settlement is reached, or a notarized document is finalized, the court—upon a motion from any party involved—will issue an order adjusting the interest rate for the relevant period. Such a motion can be filed at any point before the execution process is complete.
(2) If the interest on legal costs isn't explicitly stated in the enforcement instrument, the court will, upon the creditor's request, determine those interest payments at the statutory rate in the enforcement order—running from the date of the decision or settlement until full payment is made.
(3) At the creditor's request, the court shall also set the interest on collection and security costs at the prescribed rate, starting from the day those costs were incurred or paid through to the date of final payment.
Wage garnishments and collections in Law ·
John Clark6 said:Haha, looks like I just answered my own question! 🙂

Could someone point me to the specific section of the Bylaws where this is actually stated?
Wage garnishments and collections in Law ·
hollowmason64 said:Sorry, I'm a little confused by one thing—why doesn't the person who actually took out the loan just sell the car to pay off whatever is left? Or better yet, why aren't you asking them to do that?
Do you realize that if they start garnishing your wages, the overall costs are going to end up being higher since they won't be able to cover the full monthly payment anymore?

I'm on the same page regarding this.
Wage garnishments and collections in Law ·
I was wondering—at what point can a creditor actually start asking for those legal procedure costs, starting from the moment they first file the enforcement request?