Wage garnishments and collections
in Law ·
Hey 🙂
So, I woke up this morning to a freaking collection notice for some supposed "debt" of $100—it’s basically just an unpaid fee for my diploma that I haven't cleared yet (even though my actual tuition was paid in full on time). It's regarding an elective course from back in the day, like
2010-2011.
The real kicker here is the legal fees they're slapping on me; they're 3x higher than the actual debt itself, coming out to about $333🙂. Does anyone know if it's even worth trying to fight this, or should I just try to cut a deal with them to pay it off in installments? 🤷 Honestly, I'd have to borrow the cash since I'm currently unemployed and don't have any income coming in. And for the record, I never even got a single warning or heads-up before this hit my doorstep
.
I'm not denying that I owe the money, but these legal costs are absolutely insane
So, I woke up this morning to a freaking collection notice for some supposed "debt" of $100—it’s basically just an unpaid fee for my diploma that I haven't cleared yet (even though my actual tuition was paid in full on time). It's regarding an elective course from back in the day, like
2010-2011.
The real kicker here is the legal fees they're slapping on me; they're 3x higher than the actual debt itself, coming out to about $333🙂. Does anyone know if it's even worth trying to fight this, or should I just try to cut a deal with them to pay it off in installments? 🤷 Honestly, I'd have to borrow the cash since I'm currently unemployed and don't have any income coming in. And for the record, I never even got a single warning or heads-up before this hit my doorstep
.
I'm not denying that I owe the money, but these legal costs are absolutely insane