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Posts by Ryan Lopez85

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Wage garnishments and collections in Law ·
Hey everyone... So, just like a bunch of other people out there, my checking account is totally frozen because of an ongoing garnishment, and I get my paycheck through a payroll card. On top of all that, I just joined an Avon campaign and they actually bumped me up to a leader position, which means I'm supposed to be getting $167 deposited into my account every month. But get this—they told me the FIN is going to snatch every single cent because apparently, since it isn't technically "wages," it’s fair game. Blah blah blah! I tried being smart and opened a separate checking account at the same place, Hypo, thinking I could shield some cash, but they basically told me they'll grab everything from there too. Like, seriously? I can't even save a third of my deposits?! Does anyone actually know how this works, and do they even have the legal right to pull this kind of crap? If they do, is there any way I can open an account at a completely different bank to dodge the seizure, or will Hypo just intercept it since all the banks are linked up now?? Thanks in advance!😉🙂