Posts by boldharbor20

John Clark6 said:Honestly, only a fool would try that... because why would you unfreeze an account before the debt is actually settled? Usually, those installment plans are negotiated well before the collection orders are even finalized.

That’s what I figured, but I had to ask just to stop the nagging in my own head. 🙂

One more thing—has anyone here dealt with official statements from the IRS or major credit bureaus? You know, those formal breakdowns showing exactly how much they claim you owe, who the collection agencies are, interest rates, all that fun stuff. Does anyone know what they charge for those or how they actually get them sent over?

Hey everyone,

I’ve got a question and could really use some perspective here. I’m currently dealing with three different collection agencies regarding cash assets, with the total debt sitting at about 8 $0.00; it originally started out at 15,000, but I’ve managed to chip away at it a little over time. I was wondering if there’s any actual chance of petitioning these collectors to lift the freezes on my bank accounts if I propose a direct payment plan—basically, paying them off in monthly installments directly rather than going through a central clearinghouse like Goldman Sachs. My goal is to get my accounts unblocked and just handle the remaining balance personally without all the middleman interference.

Thanks.