Wage garnishments and collections
in Law ·
Hi there,
Sorry to just jump in like this, but I was hoping someone could weigh in on a situation I'm dealing with. I'll be honest, I don't really know my way around legal procedures or enforcement actions, so any insight would be appreciated.
Here’s the deal... my father ended up owing Optima about $900. He received a formal notice from a notary last February. We reached out to them back in May and managed to work out a settlement where we'd pay off the debt in six installments of $150 each, sent directly to their account (the enforcement order hadn't hit the IRS yet at that point). We followed through on that, but we're currently stuck on one final installment that hasn't been paid because of a temporary shortage of funds. The last successful payment went out in October. A few days ago, my father checked with the IRS—his accounts were already frozen due to an existing debt with another bank—and he saw that an enforcement order from Optima had been filed for $1467. Is it actually possible for a debt to jump from 450 to $1467? I'm wondering if this might be an error on their end, considering we've already cleared five of the installments (I have all the payment receipts saved). I realize notary fees can be pretty steep. If this turns out to be a mistake, is there any way to have the order pulled from the IRS so we can just settle that last remaining payment?
Thanks in advance,
Sorry to just jump in like this, but I was hoping someone could weigh in on a situation I'm dealing with. I'll be honest, I don't really know my way around legal procedures or enforcement actions, so any insight would be appreciated.
Here’s the deal... my father ended up owing Optima about $900. He received a formal notice from a notary last February. We reached out to them back in May and managed to work out a settlement where we'd pay off the debt in six installments of $150 each, sent directly to their account (the enforcement order hadn't hit the IRS yet at that point). We followed through on that, but we're currently stuck on one final installment that hasn't been paid because of a temporary shortage of funds. The last successful payment went out in October. A few days ago, my father checked with the IRS—his accounts were already frozen due to an existing debt with another bank—and he saw that an enforcement order from Optima had been filed for $1467. Is it actually possible for a debt to jump from 450 to $1467? I'm wondering if this might be an error on their end, considering we've already cleared five of the installments (I have all the payment receipts saved). I realize notary fees can be pretty steep. If this turns out to be a mistake, is there any way to have the order pulled from the IRS so we can just settle that last remaining payment?
Thanks in advance,