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Posts by Dennis Chavez3

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Wage garnishments and collections in Law ·
ruggedmaker2 said:Go back and scroll through this thread for a bit... maybe like 20 or 30 pages back. Pay extra close attention to those posts from John Clark6.
You really should've been complaining before the foreclosure hit, because now the statute of limitations works a little differently. 😉
And hey, just a word of advice: stop signing contracts you don't actually understand. Read the fine print, do your homework on whatever you're putting your name on, and if it looks like gibberish, go find a professional to talk to.
Just slapping your signature down without thinking can end up costing you a fortune.

I think someone's missing the point here. I have no idea what kind of "contracts" or "signatures" you're talking about. As for the appeal—I spoke up immediately, and then again later when they tried to negotiate with me; I told them I was sticking to my original claim because I didn't do anything wrong and certainly didn't evade any taxes. They have nothing to take from me anyway—I don't own anything. They just hit my bank account, and that's that. They haven't even sent me letters about owing money anymore. Maybe I'm the one who doesn't get it. All this bureaucracy, man... ahhh.
Wage garnishments and collections in Law ·
ruggedmaker2 said:Exactly. Once the insurance company cuts you that check and drops it right into your account, your total debt starts looking a little less scary.
But let's be real—that mountain of debt is your absolute biggest headache right now, isn't it?

My brother and I both ran our own private businesses. We dealt with tax audits all the time—usually nothing major—until the last one hit us with a massive fine because we hadn't been paying each other rent. Apparently, that meant we owed taxes on those rental payments too. I had no idea we were supposed to be charging each other rent for using our own land. A friend of mine who works at the IRS told me they basically screwed up, but they won't admit it; our only option was to appeal. We both filed an appeal, obviously, but still nothing. I actually stopped by the IRS office today to check on it, and they told me the paperwork is still sitting in New York City, gathering dust. In principle, I’m refusing to pay it—this has been dragging on since 2009. Honestly, I’ll just wait for the statute of limitations to kick in while these incompetent bureaucrats shuffle papers. I also found out I might be able to unfreeze my accounts; apparently, if an account is frozen for a year, they aren't allowed to freeze it again for another eighteen months. Now I just need to figure out if I can handle that myself or if I need to hire a lawyer. As for the statute of limitations, I have to look into how that works and what the timeline looks like.
Wage garnishments and collections in Law ·
Hey everyone. Quick question. I won't bore you with the whole backstory, but long story short: the IRS has frozen my account over a debt of 35 $0.00 plus interest. Since then, I worked for about a year, but they were skimming parts of my paycheck—money that didn't even hit my protected accounts. Now the debt has ballooned to 50 $0.00, and of course, it just keeps climbing. What can I actually do here? I don't own any property or real estate, and I don't have any independent income—I'm still living with my parents. One more thing: I used to pay into an Allstate insurance policy, and since I've used that tax credit three times since I was 13, they're legally required to deposit any payouts directly into my account because of those tax credits. If I hadn't used the credit, they could have sent it anywhere. Is there any way out of this mess?