Posts by Grace Sullivan3

So, I wanted to check in... I was feeling incredibly anxious about this, so I headed down to Goldman Sachs to see if there were any outstanding debts or anything similar on my record. The representative at the branch explained that they haven't actually received the official notice regarding the garnishment yet. They can't really initiate the collection process or freeze my account unless they get that formal notification from the collector—and even then, they can only act if there isn't enough money in the account to cover the debt.

Basically, my best move right now is to reach out to a notary to see if I can negotiate a payment plan, especially if we're talking about a significant amount.
Now, the big question is: will they actually agree to that?

I did some digging for a second opinion, and it turns out direct collections like this have only been possible following certain court rulings passed in October 2012. Since mine dates back to 2010, things might be different.

I also received some advice to head to the local courthouse to find out exactly why and when the enforcement process was put on hold...

I'm waiting until tomorrow to decide my next step. Should I go to the courthouse first, or should I just call the notary immediately and try to settle on an installment plan?

I should probably admit that I completely forgot about 🙂. It was honestly pretty irresponsible of me, and I know that 🕺. Now that I’ve finally seen the collection notice, I’m feeling a bit lost. I don't even have my recent billing statements anymore—just this legal notice. The problem is, I have no idea who I should talk to first to find out what this debt actually covers. Should I call AT&T, reach out to the notary who sent the notice, or head straight to a credit counseling agency? 🕺

If the amount isn't too massive, I’d love to work out a payment plan if that’s even an option. 🤔

Hi, I have a question... I just realized I’ve had an outstanding balance with T-Mobile dating all the way back to 2010. 😵 The last time I received a formal notice in the mail was years ago, so is there any way I can find out exactly how much I owe?
Also, why hasn't any money been automatically taken from my accounts yet, considering I have steady income?

It’s a debt that $167 ... honestly, I don't even want to imagine what the total would be by now.

I really want to figure out the amount and see if I can set up a payment plan. Is that even possible? I'm just not sure who to talk to. Should I reach out to the collections agency that sent the garnishment request, or someone else? 🤔

wanderingcobra76 said:You could look into dermabrasion, but since that basically involves scraping away the top layer of skin, you really need to make sure a dermatologist handles it rather than just a technician at a spa.

Thanks. I'll check with the local hospital about dermabrasion 🙂 so I can finally get rid of this...

When I was getting radiation treatments, I didn't really take any special precautions, other than staying out of the sun. It felt pretty standard, like just going in for an X-ray or a CT scan.

I have a question about radiation effects... if anyone here knows, or knows someone who does 🙄 regarding this... I was sick for a little while and had to undergo radiation therapy. It left a scar on my back—basically a radiation mark 🙂 that really bothers me because it looks like dirt (even though I wash almost every single day 🤣 )

So, I'm wondering if there's a specific cream, a gel, or anything at all that could help fade this spot? 😕 Honestly, sometimes I just feel like peeling the skin off 🙂 🙂 🤣

And by the way... Apple, don't worry, it won't affect you 🙂 🙂