Posts by Jack Edwards5

rowdyraven112 said:This is exactly why I’m losing the will to comment on anything at all. First off, you claim the debt is paid off. On what basis are you making that claim? Your own math? How did you even make the payments? Based on what? A verbal agreement?

Of course there's another way. But that route requires specific investments—buying gear for an assault or self-defense—and actually using it, which pretty much runs afoul of several sections of the Penal Code.

Yes, the debt is settled. It was paid based on the collector's calculations—unfortunately, we only had a verbal agreement. I sent the payment directly to his account in one lump sum. It was my mistake not to deposit that amount into my own account first; if I had, they probably would have just seized it from there. At least, that's my assumption. After that, nothing happened. The freeze on my accounts remains in place. And every single month, I get a reminder. I’m in a pretty miserable spot—honestly, I can barely swallow. 😢 I am at a loss. And frankly, I don’t understand why everyone is losing their composure and bringing up extrajudicial methods and means.

Dennis Jackson6 said:Get the media involved. Reach out to newspapers, news sites, or better yet, investigative TV shows (like those consumer watchdog programs on major networks). Just make sure you have all your paperwork and a clear timeline ready to go.

Isn't there some other way?
I’d rather not go on TV right now—I'm far too shy, and let's just say the camera doesn't exactly love me.

What’s the move when the creditor—specifically the attorney representing a private individual—
refuses to lift the levy even after they’ve been paid in full? They just flat-out ignore my verbal requests to clear the freeze.

So, the account stays locked, interest keeps piling up, and while I get a tiny sliver of my paycheck through a protected account, the rest goes straight to them.
It isn't debt collection anymore—since the debt is settled—it's more like a monthly tribute to a broken legal system that's driving me toward financial ruin.