Wage garnishments and collections
in Law ·
Morning, everyone,
I’m not even sure if I’m in the right sub here since I don't hang out on this forum much, so I could really use some help regarding an enforcement action threatened by my internet provider, BTNET.
Here’s the deal: I canceled my contract with them back on September 1st, 2016, and returned all their gear. It was just an internet plan. The only thing left unpaid was the bill for August, which was due on August 25th.
Then, early this week—Monday or Tuesday (the 26th or 27th)—this notice shows up in my mail from their accounting department. It lists the outstanding August charge ($52) along with a "Notice of Commencement of Enforcement Proceedings." So, naturally, I call them up to ask what kind of law allows them to jump straight to legal enforcement barely a month after the due date. I have no clue myself, obviously. The woman on the phone basically told me she didn't know either and said someone would get back to me. Then, yesterday, the 29th, I get a call from a lady at BTNET telling me I need to pay the balance yesterday or they’ll start the enforcement process today, the 30th.
Can anyone tell me if they can actually legally pull this stunt on such short notice? Is there anything I can do, or any rights I should be leaning on? I wonder if canceling the contract gave them some weird legal loophole to fast-track this stuff. Their statement just says: "The debtor is warned that in the event of failure to meet the due monetary obligation, the creditor may request the determination of enforcement based on a credible document."
Look, I’m going to pay the damn bill, but it’s the principle of the thing. They’re acting like straight-up loan sharks. I’ve never dealt with this before; usually, if I had two bills sitting open, I’d just settle them both at once. This is aggressive.
If anyone actually understands how this works, please give me some advice or a hand.
Thanks in advance for any insight.
Best,👍
I’m not even sure if I’m in the right sub here since I don't hang out on this forum much, so I could really use some help regarding an enforcement action threatened by my internet provider, BTNET.
Here’s the deal: I canceled my contract with them back on September 1st, 2016, and returned all their gear. It was just an internet plan. The only thing left unpaid was the bill for August, which was due on August 25th.
Then, early this week—Monday or Tuesday (the 26th or 27th)—this notice shows up in my mail from their accounting department. It lists the outstanding August charge ($52) along with a "Notice of Commencement of Enforcement Proceedings." So, naturally, I call them up to ask what kind of law allows them to jump straight to legal enforcement barely a month after the due date. I have no clue myself, obviously. The woman on the phone basically told me she didn't know either and said someone would get back to me. Then, yesterday, the 29th, I get a call from a lady at BTNET telling me I need to pay the balance yesterday or they’ll start the enforcement process today, the 30th.
Can anyone tell me if they can actually legally pull this stunt on such short notice? Is there anything I can do, or any rights I should be leaning on? I wonder if canceling the contract gave them some weird legal loophole to fast-track this stuff. Their statement just says: "The debtor is warned that in the event of failure to meet the due monetary obligation, the creditor may request the determination of enforcement based on a credible document."
Look, I’m going to pay the damn bill, but it’s the principle of the thing. They’re acting like straight-up loan sharks. I’ve never dealt with this before; usually, if I had two bills sitting open, I’d just settle them both at once. This is aggressive.
If anyone actually understands how this works, please give me some advice or a hand.
Thanks in advance for any insight.
Best,👍