Posts by Douglas Patel

thanks Gerald Thomas11

thanks Gerald Thomas11

Nicholas Sanchez3 said:Look, I haven't heard of a single bank in the States that’s going to fund your musical fantasies. When it comes to mortgages, everyone—and I mean everyone—is going to grill you on your credit score first.

thanks
if I ever find one, I'll let you know 🙂
because from what I hear, you can only get one if you have an employment verification—basically showing steady income, doesn't even matter how much it is.

Nicholas Sanchez3 said:Look, I haven't heard of a single bank in the States that’s going to fund your musical fantasies. When it comes to mortgages, everyone—and I mean everyone—is going to grill you on your credit score first.

thanks
but once I find one, I'll let you know 🙂
because from what I hear, they only care if you have an employment verification—basically just proof of regular income, doesn't matter how much it actually is.

Come on, Nicholas Sanchez3, you’re out there in Cleveland—give us the scoop, what do you actually know? 🙂

come on, Nicholas Sanchez3, you're out in Cleveland, tell us what you know 🙂

Can someone please walk me through this? I'm looking at roughly $110,000 here. Thanks.

😕
Does anyone know which bank has the most chill mortgage terms when you aren't looking to run a full credit check right away? Thanks

😕
Does any bank actually offer decent mortgage terms without running a full credit check first? Just curious. Thanks

Dana Ward17 said:Can anyone tell me where I can pick up some cash here in New York City if I'm receiving a transfer through Western Union? Like, at the main branch or just any location?

Anywhere you see their sticker, honestly. Just look for a USPS location or a bank.

Gregory Walker15 said:Thanks, that was exactly what I was looking for. 😉

Is it just a hassle? Since I’m turning 18 relatively soon, I figure if I’m going to open an account anyway, I might as well set up a real one from the start. Can I survive a few months of not having full control over my funds? 😬

Chase has those youth accounts http://www.chase.com/personal/checking/youth-accounts for anyone under 15, and then after that you switch to http://www.chase.com/personal/checking/student-accounts

👍

Steven Martinez3 said:So, this company is basically telling me they’ll hire me on one condition: I have to set up my own LLC and work as an independent contractor. They want to pay me strictly on a monthly commission basis, which means my paycheck is going to fluctuate wildly depending on how much I actually pull in each month.

I really need someone to lay out all the hidden pitfalls here—though if there are any actual perks, I'm all ears.
Help me out, guys. This is urgent and I am honestly lost. I have no clue if I should even consider this or what kind of terms I should be fighting for before I sign anything...

If you've never dealt with this kind of setup before, just watch your step.
The way they're doing this is basically forcing you to carry all the responsibility yourself. To be honest, I wouldn't call this a "job offer" at all; it's more like a B2B contract or a partnership.

It’s actually super common in industries like real estate.