Posts by wearynomad122

crimsonseal13 said:Until parents realize they need a strategy for everything—including dedicated savings accounts for their kids—we’re going to keep seeing these comments where everyone calls everyone else a crook or a thief. But has anyone stopped to consider that you might be the one doing it? You're essentially using your child just to squeeze out an extra percentage point of interest for yourselves. 🙂 i Marlea laid out some great points about why people do this and how there are plenty of valid reasons, since every parent is different. Being a "bad" parent isn't just limited to those struggling financially.
Just as there's planning for a child's college fund, there's also planning for emergency funds, family risk protection, active personal wealth management, and so on. In the US, things still feel far too reactive and disorganized. It's a perfect reflection of how this entire country is run. Ultimately, the people leading our nation are just a mirror image of ourselves... after all, we're the ones who voted them in. 🙂

Absolute nonsense. For example, I'm saving up for a car seat and I can't even buy it because I have to practically ask the government for permission... what business is it of the state how I spend MY!!!! money!!!! I didn't exploit my child; the government just swooped into my account without warning. I am the legal guardian, it is MY money, and this arrogant behavior from both the government and the bank—which didn't even send a notification!!!!—is totally unacceptable. And who is protecting those kids whose parents aren't saving anything for them??

Starting a new thread because I've had it!!!!!
I am actually losing my mind right now. I’m counting on a specific amount of cash, and then my bank just refuses to let me withdraw it, claiming they need to "protect the minor"!!!! WTF
Technically, the government has frozen my funds. Are they saving up for the kid or am I supposed to be doing that??? As far as I'm concerned, this is a total violation of my rights, especially since nobody bothered to mention such a massive detail and there’s absolutely nothing in the contract stating there's a limit on how much we can access. This is my child and my fucking money, and they can honestly go shove it... I am completely losing it. I mean, am I a grown adult or a ward of the state?? Does anyone know what it's like out there???

I’ve got a quick question. If I rent out a hair salon space and start my own small business—meaning I'm just leasing the physical spot and not taking over the existing business, obviously—do I need to pull all my own permits from scratch? Or do the existing operating licenses from the previous owner still count for my business? I hope that makes sense and I'm not totally confusing things.