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Posts by darkorca54

5 posts shown.

Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Good grief, you guys are really tearing this man apart.

From what I can tell, he never actually intended to pocket that money. BUT, half the cash is missing, and now it looks like HE’S the one expected to dig up funds just to cover some clerk's blunder. Is that stupid??!! Personally, I think so.

If we're talking about an employee error, then let her fix it. How? I honestly have no clue.
And if JP Morgan Chase could try being a little more professional and polite—well, they certainly could.

The person who started this thread should just give the bank a call. It's entirely possible they need him to sign off on an order to clear the books.

Seriously, everyone, just take a breath and calm down.
I truly hope none of you ever find yourselves stuck in a mess like this.
JP Morgan Chase - overdraft limits and fees in Banking, Insurance & Loans ·
Not at all. Nothing like that. I actually popped into a local Bank of America branch the other day—not my usual one, mind you—just to ask around at the teller window. The lady behind the counter told me she had absolutely no clue why the amount was lowered either; she figured it was probably just some kind of clerical error.
I don't know. Honestly, dealing with this bank is enough to give anyone a headache! My mom keeps complaining that they've bumped up her mortgage interest rate twice in just the last three months. Now she’s stuck paying something like $10 more in interest alone. At this rate, who knows when the madness will finally stop?
JP Morgan Chase - overdraft limits and fees in Banking, Insurance & Loans ·
I just got a notification today that Citigroup slashed my overdraft limit by half. Honestly, we’re talking about a pathetic little cushion of $533 to begin with—I have no clue why it was ever that low, considering my income is way higher than what they're looking at. Now, they've dropped it down to $267.
I haven't spent a single cent over my limit, and my paycheck hasn't changed one bit. It's perfectly consistent.
Can anyone make sense of this? I’m genuinely stumped, and frankly, I have zero desire to waste hours sitting in a branch waiting for some teller to explain it to me.

Has anyone else dealt with something like this lately?
Personal loan via Diners? in Banking, Insurance & Loans ·
brisknomad6 said:If I were in your shoes, I'd steer clear of Denny's

Just some friendly advice coming your way!


But why exactly? Come on, don't leave me hanging—I'm dying to hear the reasoning. Give me the scoop on your experiences!
Personal loan via Diners? in Banking, Insurance & Loans ·
I was wondering if anyone here has ever pulled a cash advance using a Diners Club card—you know, like a Diners+ setup? I don't actually carry one of those cards right now, but it feels a bit silly to go through the hassle of applying just to see if they'll even approve the credit. I’d hate to be stuck paying that annual fee for nothing when it's definitely not pocket change! Right now, there's some sort of promotion running with a pretty low interest rate, so it's caught my eye.
Give me your best advice.