Posts by John Richardson4

steelbadger83, I’ve been following your updates. Honestly, kudos to you—it takes a lot of guts to fight that hard for access to Herceptin, especially after you finally managed to track it down.

I was really saddened to hear the news about Zendaya passing away.

In America, we don't have a dedicated blood bank because, for some inexplicable reason, the Department of Health just doesn't want one to exist. There’s actually a small group of people—actual medical doctors, not just some random entrepreneurs looking for a payday—trying to get a facility up and running. But the current legislation effectively bans private practice for this kind of thing. Professor Labar mentioned that over in Denver, they’ve managed to make it work; they have all the necessary equipment, though they could probably use some updated refrigeration units, which they'd likely fund through donations from the donors themselves. What we're missing is clear legislation and a bit of actual willpower from the bureaucrats at the federal level. Every single doctor that woman reached out to was fully on board and ready to go, which really highlights how incompetent the ministry is being right now.
It goes to show that the doctors around here really do know what they're doing.

I know the lady involved personally, and honestly, she hasn't said a single negative thing about the doctors. If anything, they were completely on her side. Every news report featured Prof. Labar right there by her side. You also saw Prof. Ivanišević from the Mayo Clinic and another young doctor from the clinic appearing in the media alongside her. In fact, the doctors even covered the costs for her to give birth abroad. They’ve all been pointing out that the real issue lies with our legal framework. And just to clear things up, there wasn't some random crew swooping in to take umbilical cord stem cells. The midwife handled the entire procedure herself, and afterwards, that blood was handed over to a courier who drove it straight to Denver at room temperature. They have a 48-hour window from the time of birth to process and freeze them.
So, in this specific situation, nobody has uttered a word against the medical staff.

Dr Jurković is located in Brooklyn, over on Selčinska 25.
It’s a bit of a trek if you’re coming from the West Side, but honestly, it's worth the trip—he's a truly top-tier physician.
You can find more info at
www.drjurkovic.hr

Well, you can't really blame people for choosing their collision coverage through Eurofins. It’s easy to chase those quick bonuses, but when things actually go sideways, you realize how much trouble that causes.
I ended up with a total loss myself once. The folks over at Eurofins were a complete nightmare to deal with, so I decided to switch gears and handle everything through my policy with GEICO instead. Honestly, it was a breeze—everything was wrapped up in about two weeks and the check was already sitting in my account. In fact, once they settled up, I just went out and bought the exact same car again. Didn't lose a single cent.

Well, after lurking here for quite a while, I finally decided to actually register. 👋

I’ve been wondering for some time now: when is someone going to seriously look into using an operating lease for real estate?

With an operating lease, the lessor retains ownership of the asset, which usually makes dealing with a non-paying tenant a lot simpler and faster compared to the headache of a traditional mortgage.

Wells Fargo (if I recall correctly, they're the ones playing in this space) seems to be one of the few offering a path where the user can eventually buy out the asset through the lease.

Think about it like this: Wells Fargo buys a house from a developer like Horvatinčić, signs a deal with you, you put down a 20% deposit, pay your installments over 20 years, and at the end of the term, that remaining 20% value you've essentially built up allows you to become the owner.

Here is how I see the logic working...

The leasing company buys the property from Horvatinčić and claims the sales tax as an input credit, since residential rent isn't subject to sales tax.
In this scenario, the sales tax would be roughly $180-$200 per square foot * 2,000 sq ft (for a smaller house), totaling about $40,000.
That $40,000 stays invested and keeps growing, and then 20 years down the road, they sign the sale agreement with you, which is when the tax liability actually triggers. And honestly, who knows what $40,000 will be worth in two decades?

Anyway, that's just my take on how the whole thing looks.
I suspect the entire scheme revolves around the sales tax, which is a pretty significant amount of money.