Posts by Lisa Grant

ruggedhound0 said:You might want to ask about the Apple Pay setup—it seems to me they’re pretty laid back with those digital cards...

I actually stopped by the bank today to ask, and apparently, you need to show steady income hitting your account for at least $667 months before they'll approve you—just figured I'd share that info in case it helps anyone else. Unfortunately, it doesn't help me much right now 😢

I also checked in with JPMorgan Chase, and just like neno1966 mentioned, you really have to let some time pass first. So, my plan is to open that account in the next few days and then just wait it out. When the time comes, it comes. At least I'll have everything set up for the future, hopefully. 😢

ruggedhound0 said:Go ahead and check—as far as I know, you don't even need to be a direct customer of Go Card or Avenue Mall to get an American Express or Visa card. These are just standard revolving credit cards, so they come with their own numbers for online shopping. I don't think the wait is that long, either—maybe just a week—provided your record with the Federal Reserve is spotless. Basically, you can't have any outstanding debts, whether it's from old loans, current balances, or even being overdrawn on a checking account.

Plus, you really need a steady, relatively high income to qualify, which isn't the case for me since I'm just freelancing and have only been working for two months...

Charles Ramos7 said:You don't need to be loaded, but you do have to build up some history first...

Which means none of those options work for me, because I need this resolved relatively quickly.😢

Charles Ramos7 said:If you have a foreign currency account at Bank of America, you can usually snag a legitimate Visa or MC card without needing a regular salary😉

Hmm... I might actually give that a shot. This Visa Electron is starting to drive me crazy; I’ve run into several places lately that explicitly state, "We don't accept Electron cards." Now I'm worried that if Visa falls into that same category, there won't be much point in opening a foreign currency account if they just reject the card anyway.🙄 Plus, who knows if I'll even be able to book a hotel or a flight with this thing?😕 Honestly, it's getting so frustrating—it feels like I'm hitting a brick wall no matter what I try to do.🙂

A credit card would solve all of these headaches. I think I'll head over to JPMorgan Chase tomorrow to see if I can qualify for a credit card by opening a foreign currency account, even if I don't have a massive fortune to deposit right away...

I’ve been struggling lately with that missing CVV code on our local debit cards 🙄

I can't seem to get my hands on a credit card either. I'm seriously considering heading down to Bank of America to open an account, but honestly, that would be my third bank to deal with just because of these constant hurdles 😠

Does anyone have any insight into that virtual Visa card? Is it actually reliable, and is it worth the hassle? It might actually be my best short-term fix. I even found one that isn't too pricey—there's no fee if I deposit $300, and I can top it up as needed, but there's a catch. I can only fund it through Bank wire transfers (which are way too expensive), or via e-currencies and Goldman Sachs options, which sound incredibly complicated and confusing to me... 😕

Grace Flores85 said:Omega-3 fatty acids are polyunsaturated, which means they are incredibly prone to oxidation and, ultimately, going rancid. That is precisely why manufacturers package them in capsules and often include an antioxidant—usually Vitamin E (you’ll see it listed on the label as tocopherol or Vit E).
Whatever you do, don't take them if they've passed their expiration date.

I just realized I started taking my Omega supplements again even though they expired back in February, and I haven't even finished half the bottle 🙄, $33 what a total fool I was to let them go to waste like that!! 😵