Linda Taylor3 said:I don't see how that affects you. From what I gather, the advice is free and nobody is forcing anything on you.
Oh please, they aren't forcing you to join Amway, Herbalife, or any other pyramid scheme either—everything comes down to personal choice. Back when I first started working at OVB, I already had a clear idea that I wanted life insurance and some kind of savings plan, so selling it to me was easy. But the way they operated felt exactly like those multi-level marketing setups. It’s always the same routine: drawing up these ridiculous charts and explaining them like you're five years old. That’s just the typical American approach to client management—dressing up simple concepts in layers of unnecessary philosophy. I remember how they’d spend an entire hour on a first meeting, when all they really needed to do was figure out our goals and financial capacity, then schedule a follow-up once the actual plan was ready. During that first sit-down, the guy spent his time lecturing me on why being wealthy is better than being broke (no kidding!), and then he topped it off by saying, "Don't tell your friends what we discussed; it's better if I present this to them directly, just like I did with you." It's the exact same pitch as Amway or Golden! Nobody tells you the full story upfront; instead, you have to show up to some initial presentation where they brainwash you and try to corner you into a social situation where everyone is pressuring you to agree that their way is the only way. If you're soft, you'll cave even if you know what they're offering is total garbage. I know this firsthand because I accidentally ended up at one of those meetings thanks to a friend who is still stuck in Amway today, still living at home, and hasn't seen a dime of that promised wealth even after eight years. Honestly, I get the same vibes from these people. They aren't technically forcing you into anything, but their sales tactics are aggressive, and if you lack backbone, you're going to fold. You need to know exactly what you want before you walk in, and more importantly, you need to know how to politely tell them to shove it. And if that doesn't work, a good old-fashioned American "get lost" always does the trick. Hahaha.