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Check out www.investopedia.com. I was browsing through their site earlier and they have an incredible array of online calculators—you can run the numbers on just about any tax scenario (including various ways to calculate income tax), plus they’ve got all sorts of tools for savings goals and loan repayments.
They even mentioned they'll be rolling out a bunch of new ones soon. I've already added them to my bookmarks; they seem like a really solid, fresh resource.
So, I actually went to an Allianz seminar because this girl from my college wouldn't stop raving about them. They had their big regional director there—the guy who basically runs the whole show for the US. Here’s the reality: if you want the actual truth—like how they really make money, what my actual paycheck would look like, or what the day-to-day job even entails—you have to read between the lines. They spend the whole time talking up massive commissions, rapid promotions, and constant travel, but underneath all that gloss, it’s just pure exploitation. Most people at the seminar looked completely broke. The advice they give is so incredibly shallow; honestly, I was doing better market analysis than that during my freshman year of college. Their partners are mediocre at best in every single category, which is exactly why they use a company like Allianz as a partner—just to use that polished image to lure in some clueless person. My advice to all students out there? Just don't. Unless you are absolutely desperate, stay far away.
And let’s be real, those income claims are total nonsense. In all its "glory," the US branch of Allianz only has about 11 employees, and the average net salary is around $4,500. And keep in mind, we're talking about the leadership here.