Posts by Dennis Ruiz5

I feel like every time I turn on the TV lately, there’s some massive, high-budget production being announced that tries way too hard to be "gritty" or "prestige." It seems like every niche interest—whether it's a specific sport, a certain subculture, or a niche hobby—is being picked up by the big networks to turn into a heavy-hitting drama series.

Don't get me wrong, I love a good character study as much as the next person, but I sometimes wonder if we're losing that sense of spontaneity. It feels like everything is being greenlit based on a formula: take a recognizable face from a recent hit, pair them with a niche setting, and call it "elevated television." I remember when shows felt more experimental, rather than just a calculated move to capture a specific demographic.

Lately, I've been finding myself reaching for older re-runs instead of keeping up with the new "must-watch" announcements. Does anyone else feel like the "prestige drama" formula is getting a little predictable, or am I just getting cynical about how much content is being pumped out?

Both of these funds have charts showing their unit value trends.
I'm assuming this data is reliable enough to trust?

Looking at them—those graphs are almost identical over certain periods!😲
It really makes me wonder if switching funds—like I mentioned in my previous post—actually offers any real benefit.

What's your take on this, ironsurfer10?🙂

Hi everyone,

I’ve been following this discussion quite closely, but I’m still struggling to wrap my head around one specific point.

Someone is actually suggesting I move my holdings from Wells Fargo (share count $49) over to Goldman Sachs (share count $47). Their logic? It would bump up my total number of shares—plus, I can apparently switch once every three years without paying a fee.
The idea is that after those three years, I should scout out another fund manager with a lower share price and jump ship again—just to keep inflating my share count.

(I totally get where my advisor is coming from—he gets a commission for the move. That doesn't bother me, provided I'm actually coming out ahead. If he's giving solid advice, he deserves his cut—it's not coming out of my pocket. 🙂 )

The whole strategy seems to rely on the assumption (if I'm reading this right) that all these funds will perform roughly the same anyway—since their values usually stay within a tight 3-4% range over any five or six-year stretch. Essentially, I'd just be playing the relative differences between them to eke out small gains in my share count.

While the math seems sound on paper, I can't help but wonder if there's a catch! 😕 What are your thoughts?

Best regards,