Posts by crimsonbadger432

granitescout12 said:I mean, what does rolling down your windows have to do with your car crash??? I guess we should just try to shove as much as possible onto the insurance company, right? 🙂

I see the State Farm employees are signing up to defend the company—especially granitescout12, my dear granitescout12, since you haven't commented on anything else on this forum.

http://imageshack.us/f/845/limorsametlomuguzici.png/

And doing it during business hours too, granitescout12.

Listen, granitescout12, you can take this broom and shove it...

I have one photo to show you, and if I find a better one, I'll send it over.

http://imageshack.us/photo/my-images/7/lgim0001k.jpg/

As you can see, it's the intersection at Main Street—and just to clear up any confusion for the readers, I drive a Mazda.
You can see a scrape on the road right behind the car, which I made with my front left tire while I was basically driving on two wheels—are you following me, granitescout12, or should I draw you a diagram?
To be driving on two wheels, I clearly hit something (go ahead, tell me I was speeding, granitescout12, I know it takes you a second to process things).

There’s another car in the shot that’s insured through State Farm (that's your customer, granitescout12).

Basically, the lady cut me off and we collided—my front right wheel hit her front left—and the impact sent my passenger side flying into the air.

Since we all know the front end has three engine mounts connected to the chassis, granitescout12, it's a good thing the window didn't shatter from the impact. That would have been great for you, granitescout12, wouldn't it? You'd be looking for a total loss payout.
Now, every time I hit a turn, left or right, I hear the window rattling (I'm just wondering when it's actually going to crack).
Looking at the photo, the car doesn't look wrecked, even though I put everything I could into it—actually, I poured another $2,000 into it.
Whether the bodywork is properly aligned or not, I don't even know yet. Did they fix the alignment when they replaced the wrong wheel? It just shows how shady those people at the dealership were—they just phoned it in over at the local shop instead of fixing it properly themselves.

So, granitescout12, screw you...!
How can you even comment on something you didn't witness?

Honestly, the best way to judge things is by looking at what *isn't* being talked about on these forums.
Nobody’s out here rushing to write a glowing review of an insurance company just because they actually paid out a full claim—it’s not exactly top of mind when you're relieved the headache is over.
On the flip side, the people who got absolutely burned? They’ll make sure everyone knows about it.
So, don't bother coming at me with statistics about premium volumes or how much profit one company made versus payouts this year.
Save that stuff for Wall Street and your stock portfolios.
If you spend five minutes actually surfing the web, you'll quickly spot which companies keep popping up—usually accompanied by a mountain of negative feedback.
And let's be real: if you see someone singing their praises, there's a high chance they work for the company. So, screw that.

I did a little digging into what redmason45 mentioned regarding the FINRA and Euroherc situation.
It’s another absolute disgrace that the same individual manages to hold a "monopoly" over everything.
redmason45 👍

I was in a collision with someone insured by State Farm.
The police showed up—this lady cut me off right in front of them, so the police report puts the blame squarely on her. They even took photos of the damage to my car.
Just to be clear, I wasn't doing any stunts—I wasn't riding on two wheels or anything like a stunt driver🙂 but when I hit her wheel with mine, the right side of my car practically launched into the air.

Now, regarding the damages: State Farm’s initial notice said they’d cover the fender, the bumper repaint, and the rim. But get this—they want to apply a 50% depreciation hit to my tire just because it’s from 2009. Plus, they want to check the alignment because I can hear the CV joint clicking, the car pulls to the left, the suspension makes noise whenever I hit bumps, and there's this engine vibration traveling through the whole chassis.
My logic was simple: you have to check the alignment to actually figure out what got trashed in the crash.

I dropped the car off at the shop on Thursday. I swung back on Monday to check the progress, but since the car wasn't in the bay, I couldn't actually see it.
The guy tells me everything looks fine, except apparently both CV joints are shot. Then he drops the bombshell: an adjuster came by today and decided they aren't paying for those parts. Now they’re saying I need to hire a court-appointed expert just to prove the CV joints were damaged in the accident.
To make matters worse, the guys at the shop were trying to convince me that the ball joints and tie rods weren't damaged at all.
???
I don't see why I should be footing the bill for a legal expert. That’s exactly why I towed the car to an authorized Mazda dealership—I assumed they’d actually know what they’re doing when it comes to technical damage. (Honestly, if Japanese manufacturers don't pull their licensing from these incompetent shops, they’re going to lose their entire customer base.)😠
To cut a long story short: I got my car back, and they didn't fix a single thing mechanically. In the end, they just replaced the wrong wheel—the one that *wasn't* involved in the wreck—and then performed an alignment on a car with a broken setup.
It was just one shock after another.
Then comes the kicker: the receipt for the alignment was from a local budget shop in a small town. This means even though I paid to have it towed to an authorized dealer, they were outsourcing the work to cheap third-party garages. And since I couldn't see the car while it was being worked on, I'm seriously questioning where they actually did the bodywork.

Japanese cars are famous for being reliable, so I figured I wouldn't have issues using a certified service center. Boy, was I wrong.

My car is basically a wreck now. Sure, the bodywork looks fresh and shiny, but the entire undercarriage—maybe even the frame—is trashed. Every day I hear that CV joint clicking or that rattling sound, it drives me insane.
At this point, I realize I’m hitting a dead end with the insurance company; the situation is pretty much set in stone. The only move left is to talk to my lawyer about suing the woman who caused the accident to recover my losses.
My advice to you is this:
If you drive a Mazda, stay far away from that authorized dealership on Main Street. It’s obvious they’re in bed with State Farm; they barely do any work in-house and just outsource everything to cheaper shops.
If you ever get into an accident with someone insured by State Farm, go get a damn good lawyer immediately. It's better to pay a professional$167 to handle it than to try and DIY it yourself, because they won't take you seriously.
And second, don't insure your car with State Farm. You might end up in a spot where the other driver sues *you* because your insurance refuses to cover the actual damage.
State Farm Sucks!