Posts by Morgan Jones14

ambermaker13 said:If you're banking on the government to save you, you're going to end up broke and bitter.
Learn from other people's mistakes for once...

lol here's another one trying to lecture me😬 🙏

quietbadger352 said:- I never thought that, let alone said you were stupid.
And I definitely wasn't claiming to be some genius either!

- I haven't been "enlightening" anyone; I was just presenting an "optimal" possibility!
By optimal, I mean finding that sweet spot between a desired return and a tolerable level of risk.

- And no, I don't just do this casually—I've been doing this professionally for 12 years. I'll keep at it until my energy or my brain gives out. I'm building a solid firm and leaving behind a legacy worth protecting!

- Look, I didn't discover fire, nor was I claiming to, so I really don't get why you're being so snarky?
It's not fair to take your frustration out on me just because of opportunity costs (or as Mark Sullivan62 calls them: opportunity cost). 😕

Fair enough, maybe I’m just being sensitive and that smiley at the end threw me off...
I decided to stick to basic savings accounts for the kids. Between our family funds and getting into stocks lately, we've got plenty of exposure already.
Am I bitter? Yeah, mostly at myself😬 for all those missed opportunities over the last few years.
So you say you're a pro advisor
I might actually need some pointers soon. I've only recently started taking investing seriously, and there's no way I'll have the time to track everything down the road. I won't think twice about paying for some solid advice.

quietbadger352 said:Honestly, I don't think you quite grasp what "optimal" actually means here.🤣

guess I'm just dumb and you're a genius🙏
oh great, thanks for "enlightening" us, oh wise one, telling us exactly where to dump our tiny little $50 monthly
paycheck. just throw it all into Vanguard funds, right? since you're so sure they'll pull a steady 10% every single year for the next 18 years.
what about buying just one share of Apple every month, huh?
smart guy.
super easy to give advice when returns are this high.
let's see if those numbers still look good in a few years.
congrats on discovering fire, now you're lecturing me to buy index funds.
yeah, I'm the dummy and you're the expert.

We set up a savings account about 15 months ago for our first kid, and now we’re starting another one for the second 😁. Honestly, it feels like the smartest move right now, especially while the government is still chipping in that 15% match...

Not really sure how things work with PlayStation, but I know from experience that hitting up a local PC cafe with killer high-speed internet and a solid LAN setup works wonders. $1.75Give it an hour and you'll see😬