Posts by northernviper22

Casey Bennett said:American Express is being delivered straight to my house. I'm not sure what the exact ETA is, so give them a call and double-check. As for the other cards, they’ll be sent to the local branch, but you'll need to wait for the PIN to arrive at your home address first.

Oh, right! She did mention something along those lines—that I'd probably get the PIN in a few days and then receive the actual cards shortly after. I guess I'll give them a ring soon just to see what's going on...

Sorry for the double post! I was just wondering when my card might actually show up. I put the application in this past Monday, and they told me it would take about 7 to 8 days... so, I guess that means it should arrive around Tuesday? Maybe?

Casey Bennett said:To pick up the package, you’ll need to provide official proof of enrollment from your university or just show your student ID.
If you're looking to buy on an installment plan using American Express, you don't need the cash upfront, but you'll need enough in your checking account to cover those monthly payments when they hit. It doesn't have to be there beforehand, but it needs to be there on the actual due date. Just keep in mind that American Express will pull from your approved overdraft $333 if things happen to get tight and you find yourself short on funds.

Gotcha. Well, I actually have this enrollment agreement I got when I signed up that basically confirms I'm a full-time student...
That's exactly what I was wondering! I'm planning to make the purchase around August 10th. So, if the first payment isn't due until next month—meaning by September 10th—I just need to make sure I have at least the amount of that single installment in my account by then, right?

I have just one thing on my mind. I’m planning on signing up for that specific package, but since I just started college, I’m a little worried they might turn me down because of my student status..
I’m also curious about how the installments work. I'm looking at picking up something worth roughly $600 and spreading it over 10 monthly payments. I guess I was wondering if I need to have a certain amount of cash sitting in my account right away, or would it be okay to just have maybe 10-$6.75 available on my card? This is through JPMorgan Chase, and they offer a limit of up to $667.