Posts by urbaneagle17

That finish against Trent Rockets was absolutely insane. De Klerk really stepped up when it mattered most to secure that chase. Do you guys think the Spirit can actually make a run for the title after a comeback like that?

Hi, I have a question. I spent about $333 on my American Express this month. When the bill comes due, I won't be able to pay the full amount—I can cover a bit more than half, roughly $500. What happens if I don't pay the total balance on my American Express this month? Thanks for the help.

Around the 15th of last month, I put some purchases on an installment plan using my American Express. I need to know when that first payment actually hits. Some people told me it would be the 9th, but it’s already the 10th and nothing has been charged to my checking account yet. -.-

I want to know if I can take this student American Express to a place like Target, buy groceries for $17, and just pay with the Amex?

I have a question. I have a student package at Chase and I received an Amex ( $667). Since I have no idea how this works, I’m wondering: if I want to buy something at a store worth $200 and split it into three installments, when is the first payment due? When is the second? When is the third? To pay an installment, do I need to have funds in my checking account, or will they just pull from my overdraft? Also, are there any interest charges? Finally, what exactly should I ask the cashier when paying with an Amex? Do they have a card reader or something? Thanks.

Thanks. I have a follow-up. I've been overdrawn $333 for two weeks now. I plan to clear the balance on November 28th. How much interest am I looking at, and can I rely on having that overdraft available again the very next day once it's settled?

rapidskipper12 said:Then you lose your overdraft protection and have to pay back the whole thing at once. I don't even get how you're planning on overdrawing. The only way that happens is if you're using a debit card for installment plans...

Wait, I'm currently overdrawn $267. It isn't on my debit card, but on that other account where I have a $333 overdraft limit. Does that mean I can't exceed that thousand-dollar limit? Or can I, but if I do, I lose the right to an overdraft until the entire thing is paid off before I'm eligible again??

What happens if I go over my limit, say by -$467? What’s the fallout, assuming I pay it back in full next month?

I have a question. Here’s the situation: I have a Chase student package, and a few days ago I withdrew $267 and ended up overdrawn. Right now, I'm down by $267. My question is this: if I deposit something like $300 next month to clear the negative balance and get back to $33, will I be able to dip back into the overdraft just a few days later if I need the cash? Or am I stuck waiting out a certain period first? Thanks.