Posts by Jack Martin4

Lisa Rodriguez84 said:I'm not sure if they'll freeze your account right away, but probably not. However, if you overdraw, you're definitely going to get hit with interest. And trust me, those rates aren't cheap.
Your best bet is to just call Chase and ask. But if you've already maxed out that Visa, you're looking at being in the red $1000.

Thanks, 🙂

Hey everyone... I have a quick question for you. I just put some purchases on my American Express, and they told me the charge won't hit until May 9th. The thing is, my paycheck doesn't actually land until May 20th... which means I'll be dipping into an unauthorized overdraft since I'm already sitting at -$333. Is it going to be a major issue? Like, will they freeze my account or anything just because I'm in the red for those few days? Thanks!