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Posts by crimsonranger11

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Insurance Agent Licensing Exam at H&M in Banking, Insurance & Loans ·
Hey everyone, I could really use some advice here
I just barely scraped by on my exam with a 24 out of 40.
Honestly, though, who cares? I'm just glad that ordeal is finally over with.

In all seriousness, this test is brutal. But if you actually sit down and grind for, say, three weeks straight, you can master it.

The questions are incredibly ambiguous—kind of like what someone else mentioned earlier—and the answers feel almost identical, often bearing little resemblance to the actual study guide.
For instance, when asking about subrogation, the textbook defines it one way,
but their official answer essentially takes that same definition, flips it upside down, and rearranges the word order.

That’s pretty much how all their "correct" answers work.
Insurance Agent Licensing Exam at H&M in Banking, Insurance & Loans ·
I’ve been sitting here reading and reading, trying my best to actually retain any of this. It’s been four years since I walked across that graduation stage, so my brain isn't exactly in peak studying shape anymore. It’s not as easy as it used to be, I'll admit that.

Does anyone happen to know how the exam is actually structured?

Is it just standard multiple choice where you pick an answer?
a)...
b)...
c)...
d)...

Or is it formatted differently?
Insurance Agent Licensing Exam at H&M in Banking, Insurance & Loans ·
Is it actually true that they've scrapped oral exams entirely and it's strictly written tests now??

edit
Oh, never mind, I see he's gone :-))