Chase Sapphire Reserve
in Banking, Insurance & Loans ·
darkmaker94 said:So, back in December, they approved me for a $333 overdraft limit for installment purchases (which was a lifesaver when I was a student). Fast forward to today, and I’m checking my Ally Bank app only to see they slashed it down to $67. 😲😲 What am I even supposed to put on installments for $67? 🙄I know they cut limits if you don't use them, but doing that after only a month? How do I get it bumped back up to $333? Should I call them or just head into a branch...?
Also, a quick question for anyone using a student Amex. My statement for last month just generated, and the due date is January 12th. I've got the cash sitting in my checking account ready to go, but it hasn't been pulled yet—it said in the portal that they auto-debit from my account, so I'm confused about 🤷. Does it just hit on the 12th?
they'll just pull it from your checking account on 1/12...