Chase Sapphire Reserve
in Banking, Insurance & Loans ·
If someone could please provide some clarity here...
To give you the full picture—I’m currently using a Chase Bank Maestro credit line with an approved overdraft limit of $4000, which I’ve nearly exhausted (lost my job recently, so I had to dip into it for the absolute essentials). On top of that, I have an approved installment plan option for amounts up to $1333...
Specifically, I’ve already used $11,800 of that overdraft, leaving me with a remaining balance of just $67. Now, to make matters worse, my car broke down and I need to cover parts totaling $400 (which I’d prefer to pay via installments)...
My question is this: will I actually be able to utilize the installment plan for these repairs, given how little liquidity I have left in my account? I tried calling their customer service line, but they basically brushed me off, claiming they aren't allowed to handle anything over the phone...
To give you the full picture—I’m currently using a Chase Bank Maestro credit line with an approved overdraft limit of $4000, which I’ve nearly exhausted (lost my job recently, so I had to dip into it for the absolute essentials). On top of that, I have an approved installment plan option for amounts up to $1333...
Specifically, I’ve already used $11,800 of that overdraft, leaving me with a remaining balance of just $67. Now, to make matters worse, my car broke down and I need to cover parts totaling $400 (which I’d prefer to pay via installments)...
My question is this: will I actually be able to utilize the installment plan for these repairs, given how little liquidity I have left in my account? I tried calling their customer service line, but they basically brushed me off, claiming they aren't allowed to handle anything over the phone...