CheckEmoji Community · the emoji forum
🏠 Home 🆕 What's new ❓ Unanswered 🔥 Popular 📡 RSS Members 👥 0 online log in · register
Home › Eric Myers3 › Posts

Posts by Eric Myers3

2 posts shown.

Opening a foreign currency account... in Banking, Insurance & Loans ·
Whether you get grilled about a transfer really just depends on which bank you're using and how much of a stickler the person handling the incoming wires happens to be. Usually, if you just give them a quick reason for why the money is hitting your account, they’ll let it slide. They mostly just need that info to satisfy their internal codes and the Federal Reserve's requirements.

Personally, I get transfers all the time, and whenever one lands, I just tell them straight up, "Hey, I sold some stuff online," and that’s usually the end of it. Honestly, half the time they don't even bother asking.
Sometimes I'll pull funds from PayPal directly into my bank account, and if they actually decide to call me out on it, I don't even waste my breath trying to have a deep conversation with them; I just tell them I moved my cash over from PayPal. If they start getting pushy and ask, "Wait, from where exactly???" I just repeat, "PayPal," and then tell them I'm in a rush because, let's be real, I really don't have the patience to argue with a bank teller. When I'm moving money *into* PayPal, though, I'm happy to give them a clear explanation if they need it.
If they seem confused or won't drop it, just tell them to use code 626 and let them know you've got places to be. 😉
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Look, just head down to the Bank of America branch. They run their reconciliations at the end of every single day, and usually, if there’s any discrepancy larger than $17, they have to file an official report. So, if she didn't "pocket" a surplus of $333, there’ll be a paper trail.
Another thing you should do is double-check the receipt specifications. If she’s still being difficult—like, say, if the slip says she only took in $167 when you know for a fact you handed over $500—then go straight to the branch manager and demand to see the security footage. You know, don't take no for an answer.
As for a fourth option? There isn't one. I mean, they probably have some fine print saying they won't honor late claims or whatever, but honestly, using those three methods is your best bet to get your $333 back.