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Charles Ramos7 said:Monday is a holiday 😉 by the way. You don't really have a choice here—it’s pretty much a baseline requirement. You either pay one amount or the other, either 5% or $32 if that 5% ends up being less than $32. To put it simply, if you spend $33, you won't be stuck with the 5%; instead, you'll pay $1.75 rather than $32. If you spend $167, you're back to paying $32 because that 5% falls short of the 95.
Thanks, thanks, thanks... 🙏 🙂I've been biting my nails and stressing out since last night. I actually forgot it was even a holiday 🤔... If everything works exactly like you're saying—and I'm sure it does—then I think I'll hang onto this Mastercard for a little while longer. Better safe than sorry, right? 😉
About two months ago, a representative from JPMorgan Chase gave me a call. Apparently, as part of their hand fan promotion, I’m eligible for two more cards—one revolving and one charge card. She was being all sweet, calling me "smart" for getting my paperwork sorted to snag a Mastercard revolving card. So, I went for the 5% installment plan with a due date on the 15th of every month.
Can someone who actually uses this card help me out? Is it true that the minimum monthly payment has to be $32? Does that mean I have to withdraw $667 or spend $667 just to cover it??? 😲 Am I really expected to shell out that much cash every single month just to keep the installment at $32... 🙂 Did I fall for some kind of trick 🙂??? Also, if the payment is due on the 15th, when does the billing cycle actually run? What are the start and end dates for the calculation period???
I’d love some answers before Monday rolls around and she gets to confirm just how clueless I am 🙏🙏🙏