Posts by Olivia Wells6

So, here’s how the whole mess is playing out
My late father-in-law took out a 30-year veteran's loan—you know, one of those specialized service loans—and his brother was the co-signer, while my husband stepped in as the guarantor. Then, the father-in-law passed away. My mother-in-law took over his veteran's pension to keep up with the monthly payments. But after she missed just three installments, the bank sent a formal notice straight to the co-signer. Now, the co-signer also has his own veteran's loan active. So... I have to wonder, why isn't the bank attempting to collect from my mother-in-law first? Is it actually possible for the bank to just bypass the co-signer and go straight after the guarantor—which would be my husband?
I’m looking for some advice here!

I’ve been sticking to the Yourself Fitness program lately, and honestly? I’m actually pretty happy with how it’s going. So far, I’ve knocked out six workouts and have moved up to a solid 60 minutes every single day. But I can't help wondering—when is the absolute best time to get this done? Is there some magic window in the morning, midday, or late at night where you actually see the most results? Right now, I’ve mostly been hitting my workouts in the evening, but since my main goals are dropping some weight and actually building up my stamina, I’m curious if I should be shifting things around.